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Yiren Digital Ltd. (YRD)

Yiren Digital Ltd. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Yiren Digital Ltd. (YRD) is a Financial - Credit Services company based in CN with a market capitalization of $125.2M. Revenue declined 4.0% year-over-year and the company generated $100.1M in free cash flow. This page tracks YRD's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

CN · 949 employees · IPO Dec 18, 2015

Valuation

Valuation & price

$2.07 · as of May 17, 2026 · -68.6% vs 52w high

2.3

P/E ratio

Latest-FY diluted EPS

0.01

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$6.60$3.85$1.11Jul 25Dec 25Jul 26Jul 7, 25$6.16Jul 9, 25$6.05Jul 11, 25$6.03Jul 15, 25$6.13Jul 17, 25$6.10Jul 21, 25$6.18Jul 23, 25$6.33Jul 25, 25$6.20Jul 29, 25$5.97Jul 31, 25$5.92Aug 4, 25$5.80Aug 6, 25$5.81Aug 11, 25$5.68Aug 13, 25$6.08Aug 15, 25$5.89Aug 19, 25$5.92Aug 21, 25$6.04Aug 25, 25$6.16Aug 27, 25$5.89Aug 29, 25$5.82Sep 3, 25$5.90Sep 5, 25$5.73Sep 9, 25$5.79Sep 11, 25$6.00Sep 16, 25$5.90Sep 18, 25$6.04Sep 22, 25$6.05Sep 24, 25$5.95Sep 26, 25$5.95Sep 30, 25$5.93Oct 2, 25$6.59Oct 6, 25$6.60Oct 8, 25$6.51Oct 10, 25$5.88Oct 14, 25$6.01Oct 16, 25$5.77Oct 21, 25$6.05Oct 23, 25$5.92Oct 27, 25$6.02Oct 29, 25$5.31Oct 31, 25$5.58Nov 4, 25$5.42Nov 6, 25$5.26Nov 10, 25$5.50Nov 12, 25$5.35Nov 14, 25$5.13Nov 18, 25$4.85Nov 20, 25$4.72Nov 25, 25$4.25Nov 28, 25$4.50Dec 2, 25$4.46Dec 4, 25$4.54Dec 8, 25$4.40Dec 10, 25$4.34Dec 12, 25$4.39Dec 16, 25$4.33Dec 18, 25$4.37Dec 22, 25$4.19Dec 24, 25$4.11Dec 29, 25$3.85Jan 2, 26$3.83Jan 6, 26$4.15Jan 8, 26$4.28Jan 12, 26$4.04Jan 14, 26$3.99Jan 16, 26$4.00Jan 21, 26$3.84Jan 23, 26$3.85Jan 27, 26$4.15Jan 29, 26$4.18Feb 2, 26$3.92Feb 4, 26$3.88Feb 9, 26$3.89Feb 11, 26$3.72Feb 13, 26$3.62Feb 18, 26$3.77Feb 20, 26$3.83Feb 24, 26$3.77Feb 26, 26$3.93Mar 2, 26$3.77Mar 4, 26$3.81Mar 6, 26$3.82Mar 10, 26$3.72Mar 12, 26$3.55Mar 17, 26$3.56Mar 19, 26$2.03Mar 23, 26$1.83Mar 25, 26$1.81Mar 27, 26$1.68Mar 31, 26$1.72Apr 2, 26$1.62Apr 7, 26$1.65Apr 9, 26$1.75Apr 13, 26$1.87Apr 15, 26$2.00Apr 17, 26$2.21Apr 22, 26$2.14Apr 24, 26$2.07Apr 28, 26$2.06Apr 30, 26$1.93May 4, 26$2.05May 6, 26$2.12May 8, 26$2.00May 12, 26$1.98May 14, 26$1.98May 18, 26$1.99May 20, 26$1.90May 22, 26$1.60May 28, 26$1.47Jun 1, 26$1.34Jun 3, 26$1.26Jun 5, 26$1.22Jun 9, 26$1.27Jun 11, 26$1.20Jun 15, 26$1.22Jun 17, 26$1.19Jun 22, 26$1.14Jun 24, 26$1.13Jun 26, 26$1.11Jul 2, 26$1.44
$0.8452-week range$6.60
Loading valuation history…

Fundamentals

Key fundamentals

$125.2M

Market cap

-4.0%

Revenue growth (YoY)

85.8%

Gross margin

$100.1M

Free cash flow (USD)

-$3.8B

Net debt

Net cash position

-49.9%

Share dilution

4/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$3.2BFY 2017$11.6BFY 2018$11.2BFY 2019$8.6BFY 2020$4.0BFY 2021$4.5BFY 2022$3.4BFY 2023$4.9BFY 2024$5.8BFY 2025$5.6B
$3.2B$5.6B

Free cash flow by year

2016 → 2025

FY 2016$2.1BFY 2017$-33.9MFY 2018$-4.1BFY 2019$226.2MFY 2020$268.3MFY 2021$148.8MFY 2022$1.8BFY 2023$2.2BFY 2024$1.4BFY 2025$677.9M
$2.1B$677.9M

Gross margin by year

2021 → 2025

FY 202183.0%FY 202277.4%FY 202380.1%FY 202484.8%FY 202585.8%
83.0%85.8%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

0

Insider sells · 90 days

Earnings

Last reported: Jun 25, 2026 (EPS $-0.82)

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 6-K filingShare Repurchase ProgramJul 2, 2026Filing
  • Annual reportAnnual Report FiledJun 26, 2026Filing
  • 6-K filingControlling Shareholder RestructuringJun 8, 2026Filing
  • 6-K filingIndependent Auditor ChangeJun 1, 2026Filing
  • 6-K filingMedia Report CommentsMay 27, 2026Filing
  • Annual report20-F FiledApr 29, 2026Filing

Questions

Frequently asked questions

What is Yiren Digital Ltd.'s market cap?

Yiren Digital Ltd. (YRD) has a market capitalization of $125.2M.

What is YRD's P/E ratio?

YRD trades at a price-to-earnings ratio of 2.3, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is YRD's price-to-book (P/B) ratio?

YRD trades at 0.01 times book value per share.

When did Yiren Digital Ltd. last report earnings?

YRD last reported earnings on June 25, 2026; the next date is not yet scheduled.

Are insiders buying YRD stock?

SEC Form 4 filings show no open-market insider buys at Yiren Digital Ltd. in the last 90 days (0 sells).

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.