Consumer Portfolio Services, Inc. (CPSS)

Consumer Portfolio Services, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Consumer Portfolio Services, Inc. (CPSS) is a Financial - Credit Services company based in US with a market capitalization of $214.8M. Revenue grew 8.8% year-over-year and the company generated $288.3M in free cash flow. This page tracks CPSS's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 943 employees · IPO Oct 22, 1992

Valuation

Valuation & price

$9.89 · as of May 17, 2026 · -4.0% vs 52w high

12.3

P/E ratio

Latest-FY diluted EPS

0.69

P/B ratio

Market cap ÷ book equity

Dividend yield

Price — last 12 months

$10.25$8.77$7.28Jul 25Dec 25Jul 26Jul 7, 25$9.82Jul 9, 25$10.03Jul 11, 25$9.73Jul 15, 25$9.28Jul 17, 25$9.37Jul 21, 25$8.85Jul 23, 25$9.13Jul 25, 25$9.10Jul 29, 25$8.75Jul 31, 25$7.90Aug 4, 25$8.22Aug 6, 25$7.87Aug 11, 25$8.22Aug 13, 25$8.74Aug 15, 25$8.01Aug 19, 25$8.44Aug 21, 25$8.27Aug 25, 25$8.30Aug 27, 25$8.16Aug 29, 25$7.99Sep 3, 25$7.28Sep 5, 25$7.74Sep 9, 25$8.19Sep 11, 25$8.83Sep 16, 25$8.49Sep 18, 25$8.24Sep 22, 25$7.99Sep 24, 25$8.06Sep 26, 25$7.86Sep 30, 25$7.55Oct 2, 25$7.30Oct 6, 25$7.66Oct 8, 25$7.86Oct 10, 25$7.60Oct 14, 25$7.45Oct 16, 25$8.10Oct 21, 25$7.39Oct 23, 25$8.09Oct 27, 25$7.81Oct 29, 25$7.76Oct 31, 25$8.40Nov 4, 25$8.16Nov 6, 25$8.48Nov 10, 25$8.67Nov 12, 25$8.07Nov 14, 25$8.39Nov 18, 25$8.08Nov 20, 25$8.25Nov 25, 25$8.38Nov 28, 25$8.27Dec 2, 25$8.08Dec 4, 25$8.69Dec 8, 25$8.48Dec 10, 25$9.18Dec 12, 25$9.20Dec 16, 25$9.67Dec 18, 25$9.57Dec 22, 25$9.31Dec 24, 25$9.17Dec 29, 25$9.31Jan 2, 26$9.17Jan 6, 26$8.83Jan 8, 26$9.23Jan 12, 26$9.06Jan 14, 26$9.03Jan 16, 26$8.70Jan 21, 26$8.43Jan 23, 26$8.37Jan 27, 26$8.46Jan 29, 26$8.57Feb 2, 26$8.78Feb 4, 26$8.72Feb 9, 26$8.93Feb 11, 26$8.51Feb 13, 26$8.57Feb 18, 26$8.42Feb 20, 26$8.32Feb 24, 26$8.04Feb 26, 26$8.43Mar 2, 26$8.16Mar 4, 26$8.41Mar 6, 26$8.00Mar 10, 26$7.72Mar 12, 26$7.57Mar 17, 26$8.05Mar 19, 26$7.70Mar 23, 26$7.72Mar 25, 26$7.62Mar 27, 26$7.60Mar 31, 26$7.73Apr 2, 26$7.74Apr 7, 26$7.66Apr 9, 26$8.35Apr 13, 26$8.46Apr 15, 26$8.48Apr 17, 26$8.65Apr 22, 26$8.65Apr 24, 26$8.47Apr 28, 26$8.95Apr 30, 26$9.08May 4, 26$9.91May 6, 26$10.18May 8, 26$10.17May 12, 26$9.63May 14, 26$10.17May 18, 26$10.25May 20, 26$9.90May 22, 26$9.57May 28, 26$9.84Jun 1, 26$9.78Jun 3, 26$9.15Jun 5, 26$9.43Jun 9, 26$9.24Jun 11, 26$9.58Jun 15, 26$9.58Jun 17, 26$9.65Jun 22, 26$9.53Jun 24, 26$9.54Jun 26, 26$10.00Jul 2, 26$9.62
$7.2852-week range$10.30
Loading valuation history…

Fundamentals

Key fundamentals

$214.8M

Market cap

8.8%

Revenue growth (YoY)

99.6%

Gross margin

$288.3M

Free cash flow (USD)

$3.5B

Net debt

2.8%

Share dilution

3/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

20162025

FY 2016$422.3MFY 2017$434.4MFY 2018$389.8MFY 2019$345.8MFY 2020$271.2MFY 2021$267.8MFY 2022$329.7MFY 2023$352.0MFY 2024$393.5MFY 2025$428.0M
$422.3M$428M

Free cash flow by year

20162025

FY 2016$195.3MFY 2017$215.0MFY 2018$215.1MFY 2019$216.0MFY 2020$238.7MFY 2021$196.2MFY 2022$213.8MFY 2023$237.4MFY 2024$233.3MFY 2025$288.3M
$195.3M$288.3M

Gross margin by year

20212025

FY 202177.3%FY 202282.0%FY 202364.7%FY 202452.8%FY 202599.6%
77.3%99.6%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

1

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 8, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • Insider sellInsider Sell $67KJackson Noel · Sr. Vice President · $67.4KJun 17, 2026Filing
  • 8-K eventInvestor Presentation ReleasedMay 20, 2026Filing
  • Quarterly report10-Q FiledMay 8, 2026Filing
  • 8-K eventEarnings ReleaseMay 5, 2026Filing
  • 8-K eventSecuritization of ReceivablesApr 24, 2026Filing
  • 8-K eventCredit Facility AmendedApr 9, 2026Filing
  • 8-K eventExecutive Compensation UpdateApr 2, 2026Filing

Questions

Frequently asked questions

What is Consumer Portfolio Services, Inc.'s market cap?

Consumer Portfolio Services, Inc. (CPSS) has a market capitalization of $214.8M.

What is CPSS's P/E ratio?

CPSS trades at a price-to-earnings ratio of 12.3, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is CPSS's price-to-book (P/B) ratio?

CPSS trades at 0.69 times book value per share.

Are insiders buying CPSS stock?

SEC Form 4 filings show no open-market insider buys at Consumer Portfolio Services, Inc. in the last 90 days (1 sell).

Same arena

Related companies in Financial - Credit Services

Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.