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Waterstone Financial, Inc. (WSBF)

Waterstone Financial, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Waterstone Financial, Inc. (WSBF) is a Banks - Regional company based in US with a market capitalization of $336.7M. Revenue grew 1.1% year-over-year and the company generated $17.9M in free cash flow. This page tracks WSBF's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 600 employees · IPO Oct 5, 2005

Valuation

Valuation & price

$17.96 · as of May 17, 2026 · -14.0% vs 52w high

12.2

P/E ratio

Latest-FY diluted EPS

0.96

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$20.60$16.89$13.19Jul 25Dec 25Jul 26Jul 7, 25$14.00Jul 9, 25$13.83Jul 11, 25$13.47Jul 15, 25$13.19Jul 17, 25$13.54Jul 21, 25$13.56Jul 23, 25$14.10Jul 25, 25$13.73Jul 29, 25$13.68Jul 31, 25$13.31Aug 4, 25$13.32Aug 6, 25$13.51Aug 11, 25$13.76Aug 13, 25$14.23Aug 15, 25$14.08Aug 19, 25$14.21Aug 21, 25$14.26Aug 25, 25$14.54Aug 27, 25$14.58Aug 29, 25$14.99Sep 3, 25$14.70Sep 5, 25$14.77Sep 9, 25$14.67Sep 11, 25$14.77Sep 16, 25$15.03Sep 18, 25$15.30Sep 22, 25$16.19Sep 24, 25$16.16Sep 26, 25$15.85Sep 30, 25$15.60Oct 2, 25$15.20Oct 6, 25$15.29Oct 8, 25$15.04Oct 10, 25$14.63Oct 14, 25$15.01Oct 16, 25$14.62Oct 21, 25$14.83Oct 23, 25$14.81Oct 27, 25$15.36Oct 29, 25$15.38Oct 31, 25$15.30Nov 4, 25$15.20Nov 6, 25$15.16Nov 10, 25$15.40Nov 12, 25$15.54Nov 14, 25$15.61Nov 18, 25$15.19Nov 20, 25$15.21Nov 25, 25$15.80Nov 28, 25$15.66Dec 2, 25$15.76Dec 4, 25$16.14Dec 8, 25$16.06Dec 10, 25$16.79Dec 12, 25$17.05Dec 16, 25$17.00Dec 18, 25$17.18Dec 22, 25$16.58Dec 24, 25$16.41Dec 29, 25$16.48Jan 2, 26$16.46Jan 6, 26$16.75Jan 8, 26$16.80Jan 12, 26$17.02Jan 14, 26$17.39Jan 16, 26$17.50Jan 21, 26$18.20Jan 23, 26$17.68Jan 27, 26$17.50Jan 29, 26$18.44Feb 2, 26$18.76Feb 4, 26$18.61Feb 9, 26$17.65Feb 11, 26$17.83Feb 13, 26$18.09Feb 18, 26$18.01Feb 20, 26$18.16Feb 24, 26$17.79Feb 26, 26$18.24Mar 2, 26$18.06Mar 4, 26$17.85Mar 6, 26$17.46Mar 10, 26$17.68Mar 12, 26$17.64Mar 17, 26$17.77Mar 19, 26$17.84Mar 23, 26$18.26Mar 25, 26$18.37Mar 27, 26$18.12Mar 31, 26$18.03Apr 2, 26$18.21Apr 7, 26$18.34Apr 9, 26$18.76Apr 13, 26$18.56Apr 15, 26$18.53Apr 17, 26$18.54Apr 22, 26$18.01Apr 24, 26$17.91Apr 28, 26$18.24Apr 30, 26$18.02May 4, 26$17.90May 6, 26$18.39May 8, 26$18.72May 12, 26$18.27May 14, 26$18.18May 18, 26$18.21May 20, 26$18.48May 22, 26$18.33May 28, 26$18.68Jun 1, 26$18.34Jun 3, 26$18.19Jun 5, 26$18.78Jun 9, 26$18.97Jun 11, 26$19.34Jun 15, 26$19.15Jun 17, 26$19.07Jun 22, 26$19.14Jun 24, 26$19.78Jun 26, 26$20.36Jul 2, 26$20.60
$13.1952-week range$20.89
Loading valuation history…

Fundamentals

Key fundamentals

$336.7M

Market cap

1.1%

Revenue growth (YoY)

71.2%

Gross margin

$17.9M

Free cash flow (USD)

$178M

Net debt

-3.9%

Share dilution

2/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$187.2MFY 2017$188.4MFY 2018$188.5MFY 2019$207.2MFY 2020$317.9MFY 2021$268.5MFY 2022$171.1MFY 2023$177.0MFY 2024$199.4MFY 2025$201.6M
$187.2M$201.6M

Free cash flow by year

2016 → 2025

FY 2016$-25.1MFY 2017$105.5MFY 2018$37.5MFY 2019$-43.3MFY 2020$-94.8MFY 2021$141.2MFY 2022$206.0MFY 2023$-28.3MFY 2024$47.0MFY 2025$17.9M
-$25.1M$17.9M

Gross margin by year

2021 → 2025

FY 202196.1%FY 202291.7%FY 202371.9%FY 202466.5%FY 202571.2%
96.1%71.2%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

0

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 7, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventDividend DeclaredJun 23, 2026Filing
  • 8-K eventAnnual Meeting ResultsMay 19, 2026Filing
  • Quarterly report10-Q FiledMay 7, 2026Filing
  • 8-K eventShare RepurchaseApr 27, 2026Filing
  • 8-K eventEarnings ReleaseApr 23, 2026Filing

Questions

Frequently asked questions

What is Waterstone Financial, Inc.'s market cap?

Waterstone Financial, Inc. (WSBF) has a market capitalization of $336.7M.

What is WSBF's P/E ratio?

WSBF trades at a price-to-earnings ratio of 12.2, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is WSBF's price-to-book (P/B) ratio?

WSBF trades at 0.96 times book value per share.

Are insiders buying WSBF stock?

SEC Form 4 filings show no open-market insider buys at Waterstone Financial, Inc. in the last 90 days (0 sells).

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

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News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.