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The First Bancorp, Inc. (FNLC)

The First Bancorp, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

The First Bancorp, Inc. (FNLC) is a Banks - Regional company based in US with a market capitalization of $330M. Revenue grew 7.4% year-over-year and the company generated $34.6M in free cash flow. This page tracks FNLC's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 284 employees · IPO Jul 14, 1999

Valuation

Valuation & price

$27.75 · as of May 17, 2026 · -21.9% vs 52w high

9.0

P/E ratio

Latest-FY diluted EPS

1.17

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$35.51$29.79$24.08Jul 25Dec 25Jul 26Jul 7, 25$27.32Jul 9, 25$25.73Jul 11, 25$25.82Jul 15, 25$25.44Jul 17, 25$26.82Jul 21, 25$26.70Jul 23, 25$26.70Jul 25, 25$25.66Jul 29, 25$25.60Jul 31, 25$25.21Aug 4, 25$25.06Aug 6, 25$25.16Aug 11, 25$25.22Aug 13, 25$26.66Aug 15, 25$25.83Aug 19, 25$26.21Aug 21, 25$25.66Aug 25, 25$27.03Aug 27, 25$27.25Aug 29, 25$27.18Sep 3, 25$27.03Sep 5, 25$27.18Sep 9, 25$26.91Sep 11, 25$27.31Sep 16, 25$26.41Sep 18, 25$27.53Sep 22, 25$26.74Sep 24, 25$26.49Sep 26, 25$26.80Sep 30, 25$26.26Oct 2, 25$25.44Oct 6, 25$25.38Oct 8, 25$25.03Oct 10, 25$24.08Oct 14, 25$25.16Oct 16, 25$24.40Oct 21, 25$25.22Oct 23, 25$25.27Oct 27, 25$25.28Oct 29, 25$24.48Oct 31, 25$24.79Nov 4, 25$24.86Nov 6, 25$25.02Nov 10, 25$25.25Nov 12, 25$25.56Nov 14, 25$25.76Nov 18, 25$24.81Nov 20, 25$24.74Nov 25, 25$25.91Nov 28, 25$25.59Dec 2, 25$25.33Dec 4, 25$26.14Dec 8, 25$26.10Dec 10, 25$27.09Dec 12, 25$27.81Dec 16, 25$28.27Dec 18, 25$28.33Dec 22, 25$27.39Dec 24, 25$26.92Dec 29, 25$26.58Jan 2, 26$26.42Jan 6, 26$26.65Jan 8, 26$26.61Jan 12, 26$26.30Jan 14, 26$26.71Jan 16, 26$27.17Jan 21, 26$27.64Jan 23, 26$26.91Jan 27, 26$27.02Jan 29, 26$26.98Feb 2, 26$27.95Feb 4, 26$29.12Feb 9, 26$29.74Feb 11, 26$29.07Feb 13, 26$29.18Feb 18, 26$28.85Feb 20, 26$28.79Feb 24, 26$27.88Feb 26, 26$28.58Mar 2, 26$28.22Mar 4, 26$28.46Mar 6, 26$27.73Mar 10, 26$27.70Mar 12, 26$27.50Mar 17, 26$27.47Mar 19, 26$27.13Mar 23, 26$28.15Mar 25, 26$27.88Mar 27, 26$27.72Mar 31, 26$28.03Apr 2, 26$28.60Apr 7, 26$28.74Apr 9, 26$29.89Apr 13, 26$29.30Apr 15, 26$28.79Apr 17, 26$29.42Apr 22, 26$28.60Apr 24, 26$29.05Apr 28, 26$29.38Apr 30, 26$28.46May 4, 26$28.41May 6, 26$29.12May 8, 26$29.04May 12, 26$28.29May 14, 26$28.46May 18, 26$28.29May 20, 26$28.69May 22, 26$28.58May 28, 26$29.18Jun 1, 26$28.73Jun 3, 26$28.57Jun 5, 26$29.81Jun 9, 26$30.06Jun 11, 26$30.52Jun 15, 26$30.10Jun 17, 26$29.91Jun 22, 26$33.12Jun 24, 26$34.10Jun 26, 26$35.51Jul 2, 26$35.04
$24.0852-week range$35.53
Loading valuation history…

Fundamentals

Key fundamentals

$330M

Market cap

7.4%

Revenue growth (YoY)

52.3%

Gross margin

$34.6M

Free cash flow (USD)

-$108.6M

Net debt

Net cash position

0.2%

Share dilution

3/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$66.3MFY 2017$73.4MFY 2018$83.1MFY 2019$92.8MFY 2020$95.2MFY 2021$96.5MFY 2022$109.9MFY 2023$143.6MFY 2024$165.4MFY 2025$177.6M
$66.3M$177.6M

Free cash flow by year

2016 → 2025

FY 2016$19.1MFY 2017$19.7MFY 2018$32.4MFY 2019$24.5MFY 2020$20.2MFY 2021$52.9MFY 2022$39.8MFY 2023$34.3MFY 2024$24.6MFY 2025$34.6M
$19.1M$34.6M

Gross margin by year

2021 → 2025

FY 202189.2%FY 202283.1%FY 202355.3%FY 202448.2%FY 202552.3%
89.2%52.3%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

1

Insider buys · 90 days

0

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 8, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventDividend DeclaredJun 25, 2026Filing
  • 8-K eventBylaw AmendmentsMay 18, 2026Filing
  • Quarterly report10-Q FiledMay 8, 2026Filing
  • Insider buyInsider Buy $43KSwan Kimberly · Director · $43KMay 1, 2026Filing
  • 8-K eventAnnual Meeting ResultsMay 1, 2026Filing
  • 8-K eventBoard Chair ElectionMay 1, 2026Filing
  • 8-K eventBylaw AmendmentsMay 1, 2026Filing
  • 8-K eventEarnings ReleaseApr 22, 2026Filing

Questions

Frequently asked questions

What is The First Bancorp, Inc.'s market cap?

The First Bancorp, Inc. (FNLC) has a market capitalization of $330M.

What is FNLC's P/E ratio?

FNLC trades at a price-to-earnings ratio of 9.0, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is FNLC's price-to-book (P/B) ratio?

FNLC trades at 1.17 times book value per share.

Are insiders buying FNLC stock?

Yes — SEC Form 4 filings show 1 open-market insider buy and 0 sells at The First Bancorp, Inc. in the last 90 days.

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

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News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.