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Stellar Bancorp, Inc. (STEL)

Stellar Bancorp, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Stellar Bancorp, Inc. (STEL) is a Banks - Regional company based in US with a market capitalization of $1.9B. Revenue declined 4.7% year-over-year and the company generated $92.6M in free cash flow. This page tracks STEL's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 1.05K employees · IPO Nov 8, 2017

Valuation

Valuation & price

$36.39 · as of May 17, 2026 · -8.4% vs 52w high

18.3

P/E ratio

Latest-FY diluted EPS

1.14

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$39.71$34.12$28.52Jul 25Dec 25Jun 26Jul 7, 25$29.66Jul 9, 25$30.27Jul 11, 25$30.22Jul 15, 25$30.26Jul 17, 25$30.96Jul 21, 25$31.84Jul 23, 25$32.11Jul 25, 25$31.39Jul 29, 25$30.59Jul 31, 25$29.53Aug 4, 25$28.92Aug 6, 25$28.74Aug 8, 25$28.52Aug 12, 25$29.29Aug 14, 25$29.92Aug 19, 25$29.65Aug 21, 25$29.54Aug 25, 25$30.76Aug 27, 25$31.27Aug 29, 25$30.92Sep 3, 25$30.80Sep 5, 25$30.99Sep 9, 25$31.33Sep 11, 25$31.47Sep 15, 25$30.92Sep 17, 25$30.77Sep 19, 25$30.82Sep 23, 25$30.33Sep 25, 25$30.32Sep 29, 25$30.20Oct 2, 25$30.20Oct 6, 25$31.11Oct 8, 25$30.86Oct 10, 25$29.95Oct 14, 25$31.18Oct 16, 25$28.68Oct 20, 25$30.15Oct 22, 25$29.93Oct 24, 25$29.81Oct 28, 25$29.85Oct 30, 25$29.50Nov 3, 25$29.75Nov 5, 25$30.03Nov 7, 25$30.11Nov 11, 25$30.43Nov 14, 25$30.26Nov 18, 25$29.90Nov 20, 25$30.13Nov 24, 25$31.37Nov 26, 25$31.68Dec 1, 25$31.85Dec 3, 25$31.89Dec 5, 25$31.66Dec 9, 25$31.51Dec 11, 25$32.41Dec 15, 25$32.41Dec 17, 25$32.19Dec 19, 25$31.65Dec 23, 25$31.39Dec 26, 25$31.17Dec 31, 25$30.94Jan 5, 26$31.58Jan 7, 26$31.34Jan 9, 26$31.62Jan 13, 26$31.58Jan 15, 26$32.77Jan 20, 26$31.87Jan 22, 26$33.62Jan 26, 26$32.55Jan 28, 26$36.42Jan 30, 26$37.14Feb 3, 26$37.88Feb 5, 26$38.70Feb 9, 26$39.29Feb 11, 26$39.71Feb 17, 26$38.51Feb 19, 26$38.51Feb 23, 26$37.65Feb 25, 26$38.21Feb 27, 26$37.66Mar 3, 26$37.52Mar 5, 26$37.31Mar 9, 26$36.61Mar 11, 26$35.94Mar 13, 26$35.51Mar 17, 26$35.57Mar 19, 26$35.55Mar 23, 26$36.14Mar 25, 26$36.25Mar 27, 26$35.84Apr 1, 26$36.80Apr 6, 26$36.76Apr 8, 26$37.30Apr 10, 26$37.43Apr 14, 26$37.44Apr 16, 26$37.47Apr 20, 26$37.94Apr 22, 26$37.70Apr 24, 26$37.28Apr 28, 26$37.59Apr 30, 26$37.56May 4, 26$37.13May 6, 26$37.78May 8, 26$37.46May 12, 26$36.85May 15, 26$36.39May 19, 26$36.95May 21, 26$37.41May 26, 26$37.70May 28, 26$37.49Jun 1, 26$36.78Jun 3, 26$36.98Jun 5, 26$37.59Jun 9, 26$37.99Jun 11, 26$38.40Jun 15, 26$38.33Jun 17, 26$38.28Jun 22, 26$38.57Jun 24, 26$38.97Jun 30, 26$39.32
$28.3652-week range$39.71
Loading valuation history…

Fundamentals

Key fundamentals

$1.9B

Market cap

-4.7%

Revenue growth (YoY)

69.3%

Gross margin

$92.6M

Free cash flow (USD)

-$2.2B

Net debt

Net cash position

-3.3%

Share dilution

3/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$123.7MFY 2017$129.2MFY 2018$148.7MFY 2019$170.6MFY 2020$249.9MFY 2021$261.7MFY 2022$343.3MFY 2023$615.4MFY 2024$625.4MFY 2025$596.3M
$123.7M$596.3M

Free cash flow by year

2016 → 2025

FY 2016$34.2MFY 2017$34.6MFY 2018$48.0MFY 2019$53.6MFY 2020$53.9MFY 2021$104.4MFY 2022$105.3MFY 2023$161.4MFY 2024$128.0MFY 2025$92.6M
$34.2M$92.6M

Gross margin by year

2021 → 2025

FY 202191.5%FY 202275.3%FY 202373.5%FY 202469.4%FY 202569.3%
91.5%69.3%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

0

Insider sells · 90 days

Earnings

Last report: 10-Q filed Apr 28, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventMerger CompletionJul 1, 2026Filing
  • 8-K eventMerger ApprovalMay 27, 2026Filing
  • 8-K eventDividend DeclaredMay 20, 2026Filing
  • 8-K eventMerger AgreementMay 20, 2026Filing
  • 8-K eventEarnings ReleaseApr 28, 2026Filing
  • Quarterly report10-Q FiledApr 28, 2026Filing
  • 8-K eventMerger Approval ReceivedApr 22, 2026Filing
  • Annual report10-K FiledApr 17, 2026Filing
  • 8-K eventDebt RedemptionApr 1, 2026Filing

Questions

Frequently asked questions

What is Stellar Bancorp, Inc.'s market cap?

Stellar Bancorp, Inc. (STEL) has a market capitalization of $1.9B.

What is STEL's P/E ratio?

STEL trades at a price-to-earnings ratio of 18.3, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is STEL's price-to-book (P/B) ratio?

STEL trades at 1.14 times book value per share.

Are insiders buying STEL stock?

SEC Form 4 filings show no open-market insider buys at Stellar Bancorp, Inc. in the last 90 days (0 sells).

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.