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Live Oak Bancshares, Inc. (LOB)

Live Oak Bancshares, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Live Oak Bancshares, Inc. (LOB) is a Banks - Regional company based in US with a market capitalization of $1.8B. Revenue grew 12.1% year-over-year and the company generated $143.5M in free cash flow. This page tracks LOB's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 1.01K employees · IPO Jul 23, 2015

Valuation

Valuation & price

$35.55 · as of May 17, 2026 · -14.9% vs 52w high

15.9

P/E ratio

Latest-FY diluted EPS

1.41

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$41.75$35.58$29.41Jul 25Dec 25Jul 26Jul 7, 25$31.56Jul 9, 25$32.18Jul 11, 25$32.35Jul 15, 25$31.04Jul 17, 25$32.21Jul 21, 25$31.86Jul 23, 25$32.35Jul 25, 25$33.93Jul 29, 25$33.05Jul 31, 25$31.61Aug 4, 25$31.35Aug 6, 25$30.73Aug 11, 25$31.83Aug 13, 25$34.11Aug 15, 25$34.53Aug 19, 25$35.35Aug 21, 25$35.03Aug 25, 25$37.70Aug 27, 25$38.63Aug 29, 25$38.69Sep 3, 25$37.54Sep 5, 25$38.36Sep 9, 25$36.72Sep 11, 25$36.99Sep 16, 25$36.28Sep 18, 25$37.25Sep 22, 25$36.48Sep 24, 25$35.80Sep 26, 25$36.17Sep 30, 25$35.22Oct 2, 25$34.44Oct 6, 25$35.39Oct 8, 25$35.83Oct 10, 25$34.85Oct 14, 25$36.70Oct 16, 25$33.03Oct 21, 25$34.77Oct 23, 25$33.51Oct 27, 25$32.91Oct 29, 25$31.85Oct 31, 25$31.14Nov 4, 25$31.09Nov 6, 25$31.58Nov 10, 25$32.24Nov 12, 25$32.09Nov 14, 25$31.16Nov 18, 25$30.04Nov 20, 25$29.41Nov 25, 25$32.17Nov 28, 25$31.92Dec 2, 25$32.17Dec 4, 25$32.83Dec 8, 25$32.95Dec 10, 25$34.76Dec 12, 25$35.31Dec 16, 25$35.51Dec 18, 25$36.64Dec 22, 25$36.22Dec 24, 25$35.91Dec 29, 25$34.63Jan 2, 26$34.71Jan 6, 26$36.37Jan 8, 26$37.49Jan 12, 26$36.12Jan 14, 26$36.12Jan 16, 26$37.60Jan 21, 26$39.00Jan 23, 26$39.37Jan 27, 26$38.75Jan 29, 26$39.50Feb 2, 26$41.15Feb 4, 26$41.69Feb 9, 26$41.75Feb 11, 26$40.80Feb 13, 26$40.54Feb 18, 26$40.17Feb 20, 26$40.88Feb 24, 26$38.64Feb 26, 26$39.36Mar 2, 26$36.60Mar 4, 26$36.52Mar 6, 26$33.55Mar 10, 26$33.39Mar 12, 26$32.52Mar 17, 26$32.63Mar 19, 26$31.78Mar 23, 26$32.75Mar 25, 26$32.82Mar 27, 26$32.09Mar 31, 26$33.07Apr 2, 26$33.39Apr 7, 26$34.03Apr 9, 26$36.59Apr 13, 26$36.30Apr 15, 26$36.54Apr 17, 26$37.46Apr 22, 26$36.29Apr 24, 26$37.43Apr 28, 26$38.78Apr 30, 26$37.60May 4, 26$36.71May 6, 26$37.74May 8, 26$37.70May 12, 26$36.61May 14, 26$36.19May 18, 26$36.41May 20, 26$37.04May 22, 26$37.28May 28, 26$37.62Jun 1, 26$37.36Jun 3, 26$36.01Jun 5, 26$37.41Jun 9, 26$38.63Jun 11, 26$38.66Jun 15, 26$38.33Jun 17, 26$37.99Jun 22, 26$38.59Jun 24, 26$40.30Jun 26, 26$41.40Jul 2, 26$41.05
$29.4152-week range$41.79
Loading valuation history…

Fundamentals

Key fundamentals

$1.8B

Market cap

12.1%

Revenue growth (YoY)

48.3%

Gross margin

$143.5M

Free cash flow (USD)

-$1.6B

Net debt

Net cash position

2.0%

Share dilution

3/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$144.8MFY 2017$203.2MFY 2018$253.3MFY 2019$289.5MFY 2020$378.3MFY 2021$506.4MFY 2022$508.8MFY 2023$776.6MFY 2024$929.3MFY 2025$1.0B
$144.8M$1B

Free cash flow by year

2016 → 2025

FY 2016$-232.8MFY 2017$-411.7MFY 2018$-105.0MFY 2019$-519.7MFY 2020$-282.0MFY 2021$-122.8MFY 2022$80.7MFY 2023$573.2MFY 2024$487.2MFY 2025$143.5M
-$232.8M$143.5M

Gross margin by year

2021 → 2025

FY 202184.3%FY 202269.0%FY 202349.2%FY 202442.7%FY 202548.3%
84.3%48.3%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

1

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 5, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventPrincipal Accounting Officer AppointmentJul 2, 2026Filing
  • Insider sellInsider Sell $336K · 10b5-1 PlanWILLIAMS WILLIAM L. III · Director · $336.5KJun 25, 2026Filing
  • 8-K eventChief Accounting Officer DepartureJun 18, 2026Filing
  • 8-K eventAnnual Meeting ResultsMay 22, 2026Filing
  • 8-K eventDividend DeclaredMay 19, 2026Filing
  • Quarterly report10-Q FiledMay 5, 2026Filing
  • 8-K eventEarnings ReleaseApr 22, 2026Filing

Questions

Frequently asked questions

What is Live Oak Bancshares, Inc.'s market cap?

Live Oak Bancshares, Inc. (LOB) has a market capitalization of $1.8B.

What is LOB's P/E ratio?

LOB trades at a price-to-earnings ratio of 15.9, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is LOB's price-to-book (P/B) ratio?

LOB trades at 1.41 times book value per share.

Are insiders buying LOB stock?

SEC Form 4 filings show no open-market insider buys at Live Oak Bancshares, Inc. in the last 90 days (1 sell).

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.