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SmartFinancial, Inc. (SMBK)

SmartFinancial, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

SmartFinancial, Inc. (SMBK) is a Banks - Regional company based in US with a market capitalization of $715.6M. Revenue grew 10.9% year-over-year and the company generated $59.3M in free cash flow. This page tracks SMBK's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 597 employees · IPO Oct 7, 2003

Valuation

Valuation & price

$40.05 · as of May 17, 2026 · -16.8% vs 52w high

13.5

P/E ratio

Latest-FY diluted EPS

1.30

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$47.97$40.70$33.44Jul 25Dec 25Jul 26Jul 7, 25$35.45Jul 9, 25$35.60Jul 11, 25$35.20Jul 15, 25$34.89Jul 17, 25$36.05Jul 21, 25$36.07Jul 23, 25$36.05Jul 25, 25$35.48Jul 29, 25$34.57Jul 31, 25$34.26Aug 4, 25$33.71Aug 6, 25$33.44Aug 11, 25$33.56Aug 13, 25$35.89Aug 15, 25$35.39Aug 19, 25$35.16Aug 21, 25$35.05Aug 25, 25$36.63Aug 27, 25$37.06Aug 29, 25$36.85Sep 3, 25$36.86Sep 5, 25$37.08Sep 9, 25$36.79Sep 11, 25$37.41Sep 16, 25$36.38Sep 18, 25$37.83Sep 22, 25$37.00Sep 24, 25$36.63Sep 26, 25$36.61Sep 30, 25$35.73Oct 2, 25$34.61Oct 6, 25$35.76Oct 8, 25$34.99Oct 10, 25$33.44Oct 14, 25$34.68Oct 16, 25$34.25Oct 21, 25$35.21Oct 23, 25$34.53Oct 27, 25$35.21Oct 29, 25$34.62Oct 31, 25$34.97Nov 4, 25$35.19Nov 6, 25$35.33Nov 10, 25$35.82Nov 12, 25$35.91Nov 14, 25$36.01Nov 18, 25$34.81Nov 20, 25$34.65Nov 25, 25$36.50Nov 28, 25$36.26Dec 2, 25$36.55Dec 4, 25$37.37Dec 8, 25$37.15Dec 10, 25$38.60Dec 12, 25$39.29Dec 16, 25$39.29Dec 18, 25$39.60Dec 22, 25$38.85Dec 24, 25$37.97Dec 29, 25$37.40Jan 2, 26$36.56Jan 6, 26$37.00Jan 8, 26$38.06Jan 12, 26$37.89Jan 14, 26$38.61Jan 16, 26$39.42Jan 21, 26$40.39Jan 23, 26$39.22Jan 27, 26$39.45Jan 29, 26$39.59Feb 2, 26$41.88Feb 4, 26$42.61Feb 9, 26$42.65Feb 11, 26$41.83Feb 13, 26$41.47Feb 18, 26$41.28Feb 20, 26$41.76Feb 24, 26$39.90Feb 26, 26$41.05Mar 2, 26$39.81Mar 4, 26$39.96Mar 6, 26$38.39Mar 10, 26$38.34Mar 12, 26$38.09Mar 17, 26$38.43Mar 19, 26$37.70Mar 23, 26$38.67Mar 25, 26$38.43Mar 27, 26$38.29Mar 31, 26$39.08Apr 2, 26$39.53Apr 7, 26$40.64Apr 9, 26$42.60Apr 13, 26$42.42Apr 15, 26$41.79Apr 17, 26$42.38Apr 22, 26$41.12Apr 24, 26$42.17Apr 28, 26$42.82Apr 30, 26$41.94May 4, 26$41.29May 6, 26$42.25May 8, 26$42.28May 12, 26$41.01May 14, 26$40.88May 18, 26$40.54May 20, 26$41.57May 22, 26$41.64May 28, 26$41.73Jun 1, 26$40.85Jun 3, 26$40.65Jun 5, 26$42.27Jun 9, 26$43.55Jun 11, 26$44.84Jun 15, 26$44.45Jun 17, 26$44.58Jun 22, 26$44.84Jun 24, 26$46.21Jun 26, 26$47.97Jul 2, 26$46.86
$32.9452-week range$48.16
Loading valuation history…

Fundamentals

Key fundamentals

$715.6M

Market cap

10.9%

Revenue growth (YoY)

61.0%

Gross margin

$59.3M

Free cash flow (USD)

-$1B

Net debt

Net cash position

0.1%

Share dilution

2/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$45.6MFY 2017$55.7MFY 2018$96.7MFY 2019$115.2MFY 2020$133.0MFY 2021$149.2MFY 2022$186.5MFY 2023$240.4MFY 2024$285.3MFY 2025$316.4M
$45.6M$316.4M

Free cash flow by year

2016 → 2025

FY 2016$4.6MFY 2017$-1.6MFY 2018$17.0MFY 2019$23.6MFY 2020$23.6MFY 2021$43.8MFY 2022$44.3MFY 2023$33.4MFY 2024$46.3MFY 2025$59.3M
$4.6M$59.3M

Gross margin by year

2021 → 2025

FY 202191.0%FY 202286.4%FY 202362.1%FY 202458.3%FY 202561.0%
91.0%61.0%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

3

Insider buys · 90 days

2

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 11, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • Insider sellInsider Sell $18KJordan Rhett D. · EVP & CHIEF CREDIT OFFICER · $18KJun 12, 2026Filing
  • Insider buyInsider Buy $131KBarrett Victor Lynn · Director · $131.3KJun 10, 2026Filing
  • Insider buyInsider Buy $126KAckermann Cathy G · Director · $126.4KJun 4, 2026Filing
  • 8-K eventAnnual Meeting ResultsMay 22, 2026Filing
  • Quarterly report10-Q FiledMay 11, 2026Filing
  • Insider buyInsider Buy $12KShomaker Kelli D · Director · $12KMay 4, 2026Filing
  • FinancingSecurities RegistrationMay 1, 2026Filing
  • 8-K eventDividend DeclaredApr 30, 2026Filing
  • Insider sellInsider Sell $21KJordan Rhett D. · EVP & CHIEF CREDIT OFFICER · $20.9KApr 24, 2026Filing
  • 8-K eventEarnings ReleaseApr 20, 2026Filing

Questions

Frequently asked questions

What is SmartFinancial, Inc.'s market cap?

SmartFinancial, Inc. (SMBK) has a market capitalization of $715.6M.

What is SMBK's P/E ratio?

SMBK trades at a price-to-earnings ratio of 13.5, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is SMBK's price-to-book (P/B) ratio?

SMBK trades at 1.30 times book value per share.

Are insiders buying SMBK stock?

Yes — SEC Form 4 filings show 3 open-market insider buys and 2 sells at SmartFinancial, Inc. in the last 90 days.

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

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News

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Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.