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Independent Bank Corporation (IBCP)

Independent Bank Corporation at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Independent Bank Corporation (IBCP) is a Banks - Regional company based in US with a market capitalization of $706.8M. Revenue declined 0.3% year-over-year and the company generated $70.2M in free cash flow. This page tracks IBCP's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 732 employees · IPO Sep 4, 1985

Valuation

Valuation & price

$32.72 · as of May 17, 2026 · -11.5% vs 52w high

10.0

P/E ratio

Latest-FY diluted EPS

1.41

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$36.97$33.52$30.08Jul 25Dec 25Jul 26Jul 7, 25$33.93Jul 9, 25$34.33Jul 11, 25$33.74Jul 15, 25$33.47Jul 17, 25$34.36Jul 21, 25$34.17Jul 23, 25$34.19Jul 25, 25$32.46Jul 29, 25$31.88Jul 31, 25$30.55Aug 4, 25$30.11Aug 6, 25$30.12Aug 11, 25$30.60Aug 13, 25$32.09Aug 15, 25$30.85Aug 19, 25$31.39Aug 21, 25$31.25Aug 25, 25$32.72Aug 27, 25$33.28Aug 29, 25$32.89Sep 3, 25$32.74Sep 5, 25$32.82Sep 9, 25$32.31Sep 11, 25$32.17Sep 16, 25$31.13Sep 18, 25$31.97Sep 22, 25$31.32Sep 24, 25$31.63Sep 26, 25$31.53Sep 30, 25$30.98Oct 2, 25$30.30Oct 6, 25$31.48Oct 8, 25$31.15Oct 10, 25$30.41Oct 14, 25$31.67Oct 16, 25$30.81Oct 21, 25$32.13Oct 23, 25$31.45Oct 27, 25$31.88Oct 29, 25$30.78Oct 31, 25$30.22Nov 4, 25$30.25Nov 6, 25$30.52Nov 10, 25$31.11Nov 12, 25$31.11Nov 14, 25$31.07Nov 18, 25$30.08Nov 20, 25$30.61Nov 25, 25$33.04Nov 28, 25$32.65Dec 2, 25$33.15Dec 4, 25$33.92Dec 8, 25$33.58Dec 10, 25$34.49Dec 12, 25$34.86Dec 16, 25$35.32Dec 18, 25$35.09Dec 22, 25$33.87Dec 24, 25$33.53Dec 29, 25$33.25Jan 2, 26$32.19Jan 6, 26$32.81Jan 8, 26$33.52Jan 12, 26$32.76Jan 14, 26$33.02Jan 16, 26$33.86Jan 21, 26$35.05Jan 23, 26$34.71Jan 27, 26$34.94Jan 29, 26$34.92Feb 2, 26$36.34Feb 4, 26$36.73Feb 9, 26$36.23Feb 11, 26$35.99Feb 13, 26$36.63Feb 18, 26$36.33Feb 20, 26$36.97Feb 24, 26$35.40Feb 26, 26$35.94Mar 2, 26$35.36Mar 4, 26$35.37Mar 6, 26$34.23Mar 10, 26$33.83Mar 12, 26$33.12Mar 17, 26$33.13Mar 19, 26$32.84Mar 23, 26$32.84Mar 25, 26$32.70Mar 27, 26$32.41Mar 31, 26$33.30Apr 2, 26$33.61Apr 7, 26$33.86Apr 9, 26$34.99Apr 13, 26$34.79Apr 15, 26$34.36Apr 17, 26$34.79Apr 22, 26$33.63Apr 24, 26$33.43Apr 28, 26$34.18Apr 30, 26$33.21May 4, 26$33.04May 6, 26$33.81May 8, 26$34.53May 12, 26$33.55May 14, 26$33.31May 18, 26$33.49May 20, 26$33.63May 22, 26$33.90May 28, 26$34.14Jun 1, 26$33.77Jun 3, 26$33.19Jun 5, 26$34.58Jun 9, 26$35.21Jun 11, 26$35.32Jun 15, 26$34.61Jun 17, 26$34.27Jun 22, 26$34.19Jun 24, 26$35.59Jun 26, 26$36.23Jul 2, 26$36.04
$30.0852-week range$36.97
Loading valuation history…

Fundamentals

Key fundamentals

$706.8M

Market cap

-0.3%

Revenue growth (YoY)

69.6%

Gross margin

$70.2M

Free cash flow (USD)

-$44.7M

Net debt

Net cash position

-1.0%

Share dilution

3/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$124.2MFY 2017$138.1MFY 2018$170.9MFY 2019$190.8MFY 2020$214.2MFY 2021$207.1MFY 2022$224.2MFY 2023$283.8MFY 2024$316.3MFY 2025$315.4M
$124.2M$315.4M

Free cash flow by year

2016 → 2025

FY 2016$20.2MFY 2017$34.4MFY 2018$41.1MFY 2019$29.6MFY 2020$54.3MFY 2021$104.3MFY 2022$89.0MFY 2023$69.6MFY 2024$55.2MFY 2025$70.2M
$20.2M$70.2M

Gross margin by year

2021 → 2025

FY 202196.3%FY 202288.7%FY 202368.3%FY 202466.9%FY 202569.6%
96.3%69.6%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

2

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 6, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventMerger ApprovalJun 18, 2026Filing
  • 8-K eventMerger ApprovalJun 12, 2026Filing
  • Insider sellInsider Sell $89KErvin Patrick J · Executive Vice President · $88.5KJun 10, 2026Filing
  • Insider sellInsider Sell $48KKimball Stefanie M · Executive Vice President · $48.2KMay 29, 2026Filing
  • Quarterly report10-Q FiledMay 6, 2026Filing
  • 8-K eventInvestor Conference PresentationApr 29, 2026Filing
  • 8-K eventAnnual Meeting ResultsApr 24, 2026Filing
  • 8-K eventEarnings ReleaseApr 23, 2026Filing
  • 8-K eventAnnual Shareholder MeetingApr 21, 2026Filing

Questions

Frequently asked questions

What is Independent Bank Corporation's market cap?

Independent Bank Corporation (IBCP) has a market capitalization of $706.8M.

What is IBCP's P/E ratio?

IBCP trades at a price-to-earnings ratio of 10.0, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is IBCP's price-to-book (P/B) ratio?

IBCP trades at 1.41 times book value per share.

Are insiders buying IBCP stock?

SEC Form 4 filings show no open-market insider buys at Independent Bank Corporation in the last 90 days (2 sells).

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.