SecSonar.com

Exzeo Group, Inc. (XZO)

Exzeo Group, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Exzeo Group, Inc. (XZO) is a Insurance - Diversified company based in US with a market capitalization of $1.3B. Revenue grew 62.0% year-over-year and the company generated $97.5M in free cash flow. This page tracks XZO's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 354 employees · IPO Nov 5, 2025

Valuation

Valuation & price

$13.56 · as of May 17, 2026 · -44.1% vs 52w high

14.9

P/E ratio

Latest-FY diluted EPS

5.03

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$24.25$18.40$12.55Nov 25Mar 26Jul 26Nov 5, 25$21.01Nov 6, 25$19.05Nov 7, 25$19.38Nov 11, 25$19.00Nov 12, 25$18.90Nov 13, 25$17.80Nov 17, 25$16.19Nov 18, 25$15.50Nov 19, 25$14.59Nov 21, 25$14.70Nov 24, 25$17.15Nov 26, 25$17.48Nov 28, 25$18.85Dec 1, 25$18.82Dec 3, 25$18.14Dec 4, 25$17.71Dec 5, 25$18.23Dec 9, 25$17.45Dec 10, 25$18.01Dec 11, 25$19.94Dec 15, 25$19.41Dec 16, 25$19.17Dec 18, 25$19.58Dec 19, 25$20.72Dec 22, 25$22.03Dec 24, 25$23.22Dec 26, 25$22.56Dec 29, 25$23.32Dec 31, 25$24.25Jan 2, 26$22.76Jan 6, 26$22.07Jan 7, 26$22.25Jan 8, 26$22.10Jan 12, 26$22.58Jan 13, 26$21.67Jan 14, 26$21.65Jan 16, 26$22.50Jan 20, 26$21.81Jan 21, 26$21.39Jan 23, 26$21.25Jan 26, 26$21.32Jan 28, 26$20.59Jan 29, 26$21.00Jan 30, 26$20.32Feb 3, 26$18.49Feb 4, 26$17.88Feb 5, 26$17.50Feb 9, 26$16.75Feb 10, 26$16.24Feb 11, 26$15.81Feb 13, 26$15.40Feb 17, 26$15.25Feb 19, 26$16.28Feb 20, 26$15.91Feb 23, 26$15.52Feb 25, 26$15.93Feb 26, 26$16.64Feb 27, 26$16.76Mar 3, 26$15.51Mar 4, 26$15.60Mar 6, 26$15.45Mar 9, 26$15.20Mar 10, 26$15.28Mar 12, 26$15.15Mar 13, 26$15.65Mar 16, 26$15.69Mar 18, 26$15.16Mar 19, 26$15.52Mar 20, 26$14.71Mar 24, 26$14.81Mar 25, 26$14.54Mar 27, 26$13.73Mar 30, 26$14.03Mar 31, 26$14.67Apr 2, 26$14.26Apr 6, 26$14.30Apr 7, 26$14.32Apr 9, 26$15.56Apr 10, 26$14.87Apr 13, 26$15.40Apr 15, 26$16.79Apr 16, 26$16.42Apr 20, 26$17.33Apr 21, 26$16.58Apr 22, 26$16.79Apr 24, 26$16.84Apr 27, 26$16.34Apr 28, 26$16.76Apr 30, 26$16.20May 1, 26$16.40May 5, 26$17.24May 6, 26$17.27May 7, 26$13.94May 11, 26$14.37May 12, 26$13.76May 13, 26$13.38May 15, 26$13.56May 18, 26$13.71May 19, 26$13.69May 21, 26$12.93May 22, 26$12.97May 27, 26$13.74May 28, 26$13.64May 29, 26$13.85Jun 2, 26$14.39Jun 3, 26$13.09Jun 4, 26$12.55Jun 8, 26$13.11Jun 9, 26$13.10Jun 10, 26$13.36Jun 12, 26$13.10Jun 15, 26$13.29Jun 17, 26$13.14Jun 18, 26$13.27Jun 22, 26$13.43Jun 24, 26$14.43Jun 25, 26$14.71Jun 26, 26$15.93Jun 30, 26$16.87Jul 2, 26$18.69
$12.5552-week range$24.25
Loading valuation history…

Fundamentals

Key fundamentals

$1.3B

Market cap

62.0%

Revenue growth (YoY)

58.8%

Gross margin

$97.5M

Free cash flow (USD)

-$298.1M

Net debt

Net cash position

0.1%

Share dilution

0/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2019 → 2025

FY 2019$21.3MFY 2020$51.7MFY 2022$45.6MFY 2023$88.3MFY 2024$133.9MFY 2025$217.0M
$21.3M$217M

Free cash flow by year

2019 → 2025

FY 2019$30.6MFY 2020$28.9MFY 2022$-20.2MFY 2023$56.1MFY 2024$188.6MFY 2025$97.5M
$30.6M$97.5M

Gross margin by year

2020 → 2025

FY 20204.0%FY 2022-57.6%FY 202319.2%FY 202439.5%FY 202558.8%
4.0%58.8%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

36

Insider buys · 90 days

0

Insider sells · 90 days

Earnings

Last report: 10-Q/A filed May 15, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventAnnual Meeting ResultsJun 10, 2026Filing
  • Insider buyInsider Buy $27KPatel Paresh · Director, Chief Executive Officer · $27.3KMay 28, 2026Filing
  • Insider buyInsider Buy $27KPatel Paresh · Director, Chief Executive Officer · $26.5KMay 27, 2026Filing
  • Insider buyInsider Buy $26KPatel Paresh · Director, Chief Executive Officer · $25.8KMay 26, 2026Filing
  • 8-K eventShare Repurchase ProgramMay 26, 2026Filing
  • Insider buyInsider Buy $26KPatel Paresh · Director, Chief Executive Officer · $25.6KMay 22, 2026Filing
  • Insider buyInsider Buy $27KPatel Paresh · Director, Chief Executive Officer · $26.7KMay 21, 2026Filing
  • Insider buyInsider Buy $27KPatel Paresh · Director, Chief Executive Officer · $27.4KMay 20, 2026Filing
  • Insider buyInsider Buy $28KPatel Paresh · Director, Chief Executive Officer · $27.9KMay 19, 2026Filing
  • Insider buyInsider Buy $27KPatel Paresh · Director, Chief Executive Officer · $27.4KMay 18, 2026Filing

Questions

Frequently asked questions

What is Exzeo Group, Inc.'s market cap?

Exzeo Group, Inc. (XZO) has a market capitalization of $1.3B.

What is XZO's P/E ratio?

XZO trades at a price-to-earnings ratio of 14.9, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is XZO's price-to-book (P/B) ratio?

XZO trades at 5.03 times book value per share.

Are insiders buying XZO stock?

Yes — SEC Form 4 filings show 36 open-market insider buys and 0 sells at Exzeo Group, Inc. in the last 90 days.

Same arena

Related companies in Insurance - Diversified

GSHD

Goosehead Insurance, Inc

$1.4B

IGIC

International General Insurance Holdings Ltd.

$1B

AIZN

Assurant, Inc. 5.25% Subordinat

$964.7M

RZC

7.125% Fixed-Rate Reset Subordinated Debentures due 2052

$1.7B

PLGO

Fidelis Insurance Holdings Ltd.

$1.9B

WDH

Waterdrop Inc.

$551.6M

Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.