XP Inc. (XP)

XP Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

XP Inc. (XP) is a Financial - Capital Markets company based in BR with a market capitalization of $8.7B. Revenue declined 8.2% year-over-year and the company generated $2.3B in free cash flow. This page tracks XP's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

BR · 6.83K employees · IPO Dec 11, 2019

Valuation

Valuation & price

$16.82 · as of May 23, 2026 · -26.7% vs 52w high

P/E ratio

Latest-FY diluted EPS

P/B ratio

Market cap ÷ book equity

Dividend yield

Price — last 12 months

$22.95$19.14$15.34Jul 25Dec 25Jul 26Jul 7, 25$19.48Jul 9, 25$19.19Jul 11, 25$18.26Jul 15, 25$18.22Jul 17, 25$18.12Jul 21, 25$16.96Jul 23, 25$16.96Jul 25, 25$16.56Jul 29, 25$16.40Jul 31, 25$16.14Aug 4, 25$16.69Aug 6, 25$17.14Aug 11, 25$16.70Aug 13, 25$17.49Aug 15, 25$17.56Aug 19, 25$16.00Aug 21, 25$16.17Aug 25, 25$16.72Aug 27, 25$17.10Aug 29, 25$18.14Sep 3, 25$17.81Sep 5, 25$18.91Sep 9, 25$18.21Sep 11, 25$18.91Sep 16, 25$19.14Sep 18, 25$20.11Sep 22, 25$19.48Sep 24, 25$19.21Sep 26, 25$18.78Sep 30, 25$18.79Oct 2, 25$17.57Oct 6, 25$17.12Oct 8, 25$16.21Oct 10, 25$15.81Oct 14, 25$16.04Oct 16, 25$16.41Oct 21, 25$17.02Oct 23, 25$17.18Oct 27, 25$17.63Oct 29, 25$18.20Oct 31, 25$18.22Nov 4, 25$18.10Nov 6, 25$18.64Nov 10, 25$18.92Nov 12, 25$19.21Nov 14, 25$18.66Nov 18, 25$18.45Nov 20, 25$17.13Nov 25, 25$18.15Nov 28, 25$19.71Dec 2, 25$20.02Dec 4, 25$19.85Dec 8, 25$18.31Dec 10, 25$17.86Dec 12, 25$17.49Dec 16, 25$16.56Dec 18, 25$15.88Dec 22, 25$16.21Dec 24, 25$16.43Dec 29, 25$16.45Jan 2, 26$16.18Jan 6, 26$17.05Jan 8, 26$17.16Jan 12, 26$17.23Jan 14, 26$17.34Jan 16, 26$17.40Jan 21, 26$19.12Jan 23, 26$20.19Jan 27, 26$20.20Jan 29, 26$20.09Feb 2, 26$19.81Feb 4, 26$18.99Feb 9, 26$20.48Feb 11, 26$20.29Feb 13, 26$19.87Feb 18, 26$20.16Feb 20, 26$22.95Feb 24, 26$22.45Feb 26, 26$21.84Mar 2, 26$21.71Mar 4, 26$20.72Mar 6, 26$18.64Mar 10, 26$20.14Mar 12, 26$18.06Mar 17, 26$19.03Mar 19, 26$18.92Mar 23, 26$19.52Mar 25, 26$19.69Mar 27, 26$17.70Mar 31, 26$19.04Apr 2, 26$18.61Apr 7, 26$18.63Apr 9, 26$19.91Apr 13, 26$20.37Apr 15, 26$20.80Apr 17, 26$21.10Apr 22, 26$20.38Apr 24, 26$19.74Apr 28, 26$19.27Apr 30, 26$19.16May 4, 26$18.50May 6, 26$19.57May 8, 26$19.17May 12, 26$18.55May 14, 26$17.60May 18, 26$17.34May 20, 26$17.69May 22, 26$16.82May 28, 26$16.96Jun 1, 26$16.60Jun 3, 26$15.60Jun 5, 26$15.34Jun 9, 26$15.64Jun 11, 26$15.65Jun 15, 26$15.81Jun 17, 26$15.42Jun 22, 26$15.99Jun 24, 26$15.56Jun 26, 26$16.13Jul 2, 26$16.16
$14.9452-week range$22.95
Loading valuation history…

Fundamentals

Key fundamentals

$8.7B

Market cap

-8.2%

Revenue growth (YoY)

67.4%

Gross margin

$2.3B

Free cash flow (USD)

$74.9B

Net debt

-3.8%

Share dilution

5/5

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

20162025

FY 2016$1.2BFY 2017$2.0BFY 2018$3.2BFY 2019$5.2BFY 2020$8.6BFY 2021$13.0BFY 2022$14.2BFY 2023$14.8BFY 2024$19.9BFY 2025$18.2B
$1.2B$18.2B

Free cash flow by year

20162025

FY 2016$-26.9MFY 2017$211.4MFY 2018$-593.4MFY 2019$-3.9BFY 2020$1.2BFY 2021$-4.4BFY 2022$1.7BFY 2023$7.9BFY 2024$10.8BFY 2025$11.8B
-$26.9M$11.8B

Gross margin by year

20212025

FY 202168.8%FY 202268.7%FY 202367.4%FY 202467.7%FY 202567.4%
68.8%67.4%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

0

Insider sells · 90 days

Earnings

Last reported: May 18, 2026 (EPS $0.47)

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • Annual reportAnnual Report FiledMay 29, 2026Filing
  • 6-K filingManagement ChangeMay 26, 2026Filing
  • 6-K filingCash Dividend and Share RepurchaseMay 18, 2026Filing
  • Annual reportAnnual Report FiledMay 18, 2026Filing
  • 6-K filingManagement ChangeMay 18, 2026Filing
  • Annual reportAnnual Report FiledMay 18, 2026Filing
  • Annual reportAnnual Report FiledMay 6, 2026Filing
  • Annual report20-F FiledApr 29, 2026Filing

Questions

Frequently asked questions

What is XP Inc.'s market cap?

XP Inc. (XP) has a market capitalization of $8.7B.

What is XP's P/E ratio?

A meaningful P/E ratio is not available for XP — the company's latest fiscal-year earnings per share is zero, negative, or not yet cached.

When did XP Inc. last report earnings?

XP last reported earnings on May 18, 2026; the next date is not yet scheduled.

Are insiders buying XP stock?

SEC Form 4 filings show no open-market insider buys at XP Inc. in the last 90 days (0 sells).

Same arena

Related companies in Financial - Capital Markets

Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.