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Velocity Financial, Inc. (VEL)

Velocity Financial, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Velocity Financial, Inc. (VEL) is a Financial - Mortgages company based in US with a market capitalization of $698.2M. Revenue grew 48.0% year-over-year and the company generated $17.9M in free cash flow. This page tracks VEL's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 309 employees · IPO Jan 17, 2020

Valuation

Valuation & price

$16.97 · as of May 17, 2026 · -18.3% vs 52w high

6.2

P/E ratio

Latest-FY diluted EPS

1.04

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$20.52$18.51$16.50Jul 25Dec 25Jul 26Jul 7, 25$18.37Jul 9, 25$18.50Jul 11, 25$18.05Jul 15, 25$17.67Jul 17, 25$17.77Jul 21, 25$17.64Jul 23, 25$17.91Jul 25, 25$17.50Jul 29, 25$17.14Jul 31, 25$16.60Aug 4, 25$16.64Aug 6, 25$16.50Aug 11, 25$17.90Aug 13, 25$18.95Aug 15, 25$18.98Aug 19, 25$19.00Aug 21, 25$18.79Aug 25, 25$18.99Aug 27, 25$19.05Aug 29, 25$19.08Sep 3, 25$18.91Sep 5, 25$19.14Sep 9, 25$18.67Sep 11, 25$18.98Sep 16, 25$18.14Sep 18, 25$18.44Sep 22, 25$18.42Sep 24, 25$18.97Sep 26, 25$18.49Sep 30, 25$18.14Oct 2, 25$18.01Oct 6, 25$18.01Oct 8, 25$18.13Oct 10, 25$18.17Oct 14, 25$18.22Oct 16, 25$18.10Oct 21, 25$18.05Oct 23, 25$18.47Oct 27, 25$18.70Oct 29, 25$18.27Oct 31, 25$18.62Nov 4, 25$18.80Nov 6, 25$18.74Nov 10, 25$18.44Nov 12, 25$18.38Nov 14, 25$18.36Nov 18, 25$18.30Nov 20, 25$18.43Nov 25, 25$18.92Nov 28, 25$19.33Dec 2, 25$19.40Dec 4, 25$18.97Dec 8, 25$18.81Dec 10, 25$19.66Dec 12, 25$19.59Dec 16, 25$19.66Dec 18, 25$19.70Dec 22, 25$19.40Dec 24, 25$19.55Dec 29, 25$19.34Jan 2, 26$19.54Jan 6, 26$18.62Jan 8, 26$18.35Jan 12, 26$18.87Jan 14, 26$19.21Jan 16, 26$19.45Jan 21, 26$19.53Jan 23, 26$19.39Jan 27, 26$20.15Jan 29, 26$20.40Feb 2, 26$20.50Feb 4, 26$20.52Feb 9, 26$20.28Feb 11, 26$19.64Feb 13, 26$19.76Feb 18, 26$19.68Feb 20, 26$19.02Feb 24, 26$18.61Feb 26, 26$18.79Mar 2, 26$18.49Mar 4, 26$18.33Mar 6, 26$17.99Mar 10, 26$18.16Mar 12, 26$17.79Mar 17, 26$17.72Mar 19, 26$17.42Mar 23, 26$17.55Mar 25, 26$17.68Mar 27, 26$17.81Mar 31, 26$18.09Apr 2, 26$18.24Apr 7, 26$18.21Apr 9, 26$18.92Apr 13, 26$19.47Apr 15, 26$19.56Apr 17, 26$19.90Apr 22, 26$19.33Apr 24, 26$19.47Apr 28, 26$19.81Apr 30, 26$19.29May 4, 26$19.13May 6, 26$19.57May 8, 26$18.24May 12, 26$17.40May 14, 26$17.30May 18, 26$17.15May 20, 26$17.33May 22, 26$17.17May 28, 26$17.60Jun 1, 26$17.29Jun 3, 26$17.13Jun 5, 26$17.46Jun 9, 26$17.47Jun 11, 26$17.32Jun 15, 26$17.52Jun 17, 26$17.60Jun 22, 26$17.38Jun 24, 26$17.73Jun 26, 26$18.22Jul 2, 26$18.57
$16.3352-week range$20.76
Loading valuation history…

Fundamentals

Key fundamentals

$698.2M

Market cap

48.0%

Revenue growth (YoY)

95.3%

Gross margin

$17.9M

Free cash flow (USD)

$6.4B

Net debt

12.8%

Share dilution

4/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$75.5MFY 2017$94.9MFY 2018$121.5MFY 2019$152.8MFY 2020$165.8MFY 2021$181.3MFY 2022$248.4MFY 2023$131.7MFY 2024$482.8MFY 2025$714.4M
$75.5M$714.4M

Free cash flow by year

2016 → 2025

FY 2016$26.9MFY 2017$34.6MFY 2018$-74.2MFY 2019$-107.3MFY 2020$53.3MFY 2021$57.5MFY 2022$48.3MFY 2023$60.9MFY 2024$37.5MFY 2025$17.9M
$26.9M$17.9M

Gross margin by year

2021 → 2025

FY 202141.7%FY 202236.3%FY 2023100.0%FY 202443.6%FY 202595.3%
41.7%95.3%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

1

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 7, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • Insider sellInsider Sell $28KSzczepaniak Mark R · Chief Financial Officer · $28.4KJun 29, 2026Filing
  • 8-K eventAnnual Meeting ResultsMay 26, 2026Filing
  • Quarterly report10-Q FiledMay 7, 2026Filing
  • 8-K eventEarnings ReleaseMay 7, 2026Filing
  • 8-K eventEarnings ReleaseMay 6, 2026Filing

Questions

Frequently asked questions

What is Velocity Financial, Inc.'s market cap?

Velocity Financial, Inc. (VEL) has a market capitalization of $698.2M.

What is VEL's P/E ratio?

VEL trades at a price-to-earnings ratio of 6.2, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is VEL's price-to-book (P/B) ratio?

VEL trades at 1.04 times book value per share.

Are insiders buying VEL stock?

SEC Form 4 filings show no open-market insider buys at Velocity Financial, Inc. in the last 90 days (1 sell).

Same arena

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

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News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.