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United Community Banks, Inc. (UCB)

United Community Banks, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

United Community Banks, Inc. (UCB) is a Banks - Regional company based in US with a market capitalization of $4B. Revenue grew 3.8% year-over-year and the company generated $407.7M in free cash flow. This page tracks UCB's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 2.98K employees · IPO Jan 4, 2000

Valuation

Valuation & price

$32.06 · as of May 17, 2026 · -12.2% vs 52w high

11.9

P/E ratio

Latest-FY diluted EPS

1.09

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$36.51$32.73$28.94Jul 25Dec 25Jun 26Jul 7, 25$31.19Jul 9, 25$31.48Jul 11, 25$31.20Jul 15, 25$30.70Jul 17, 25$31.72Jul 21, 25$31.43Jul 23, 25$31.93Jul 25, 25$31.54Jul 29, 25$31.24Jul 31, 25$30.50Aug 4, 25$30.23Aug 6, 25$29.88Aug 8, 25$29.70Aug 12, 25$30.90Aug 14, 25$31.56Aug 18, 25$31.24Aug 20, 25$31.27Aug 22, 25$32.75Aug 26, 25$33.12Aug 28, 25$33.49Sep 3, 25$32.98Sep 5, 25$33.28Sep 9, 25$32.61Sep 11, 25$32.66Sep 15, 25$31.70Sep 17, 25$31.56Sep 19, 25$32.23Sep 23, 25$31.40Sep 25, 25$31.64Sep 29, 25$31.44Oct 1, 25$30.93Oct 3, 25$31.51Oct 7, 25$32.07Oct 9, 25$32.02Oct 13, 25$31.49Oct 15, 25$31.55Oct 17, 25$29.96Oct 21, 25$30.22Oct 23, 25$29.86Oct 27, 25$30.07Oct 30, 25$29.27Nov 3, 25$29.34Nov 5, 25$29.45Nov 7, 25$29.97Nov 11, 25$30.27Nov 13, 25$29.98Nov 17, 25$28.94Nov 19, 25$29.77Nov 21, 25$30.53Nov 25, 25$31.23Nov 28, 25$30.56Dec 2, 25$30.71Dec 4, 25$31.36Dec 8, 25$31.21Dec 10, 25$32.38Dec 12, 25$32.39Dec 16, 25$32.28Dec 18, 25$32.36Dec 22, 25$32.45Dec 24, 25$32.52Dec 29, 25$31.85Jan 2, 26$31.45Jan 6, 26$32.26Jan 8, 26$33.28Jan 12, 26$32.69Jan 14, 26$33.39Jan 16, 26$33.86Jan 21, 26$35.15Jan 23, 26$33.87Jan 27, 26$34.01Jan 29, 26$34.70Feb 2, 26$34.99Feb 4, 26$35.88Feb 6, 26$36.51Feb 10, 26$35.37Feb 12, 26$34.54Feb 17, 26$34.87Feb 19, 26$34.55Feb 23, 26$33.31Feb 25, 26$33.67Mar 2, 26$32.51Mar 4, 26$32.54Mar 6, 26$30.93Mar 10, 26$30.61Mar 12, 26$30.18Mar 16, 26$29.91Mar 18, 26$29.71Mar 20, 26$30.11Mar 24, 26$31.08Mar 26, 26$31.35Mar 30, 26$30.84Apr 1, 26$31.95Apr 6, 26$32.31Apr 8, 26$33.46Apr 10, 26$33.99Apr 14, 26$33.81Apr 16, 26$33.43Apr 20, 26$34.31Apr 22, 26$32.89Apr 24, 26$33.08Apr 28, 26$33.64May 1, 26$33.52May 5, 26$33.58May 7, 26$33.56May 11, 26$32.73May 13, 26$32.19May 15, 26$32.06May 19, 26$32.47May 21, 26$33.28May 26, 26$33.60May 28, 26$33.10Jun 1, 26$32.31Jun 3, 26$32.25Jun 5, 26$33.34Jun 9, 26$33.74Jun 11, 26$34.27Jun 15, 26$33.45Jun 17, 26$32.56Jun 22, 26$33.38Jun 26, 26$35.61
$28.9452-week range$36.51
Loading valuation history…

Fundamentals

Key fundamentals

$4B

Market cap

3.8%

Revenue growth (YoY)

66.0%

Gross margin

$407.7M

Free cash flow (USD)

-$3.7B

Net debt

Net cash position

1.6%

Share dilution

3/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$428.7MFY 2017$464.0MFY 2018$577.7MFY 2019$641.0MFY 2020$695.6MFY 2021$716.3MFY 2022$928.9MFY 2023$1.3BFY 2024$1.5BFY 2025$1.5B
$428.7M$1.5B

Free cash flow by year

2016 → 2025

FY 2016$122.5MFY 2017$185.8MFY 2018$252.4MFY 2019$133.0MFY 2020$140.2MFY 2021$332.8MFY 2022$564.6MFY 2023$221.5MFY 2024$302.7MFY 2025$407.7M
$122.5M$407.7M

Gross margin by year

2021 → 2025

FY 2021101.1%FY 202286.6%FY 202360.6%FY 202459.4%FY 202566.0%
101.1%66.0%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

1

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 6, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventStock Purchase AgreementJun 12, 2026Filing
  • 8-K eventAnnual Meeting ResultsMay 15, 2026Filing
  • Quarterly report10-Q FiledMay 6, 2026Filing
  • Insider sellInsider Sell $50K · 10b5-1 PlanBRADSHAW RICHARD · EVP, Chief Banking Officer · $50KApr 28, 2026Filing
  • 8-K eventExecutive Separation AgreementApr 28, 2026Filing
  • 8-K eventMerger Agreement AnnouncedApr 21, 2026Filing
  • 8-K eventEarnings ReleaseApr 21, 2026Filing

Questions

Frequently asked questions

What is United Community Banks, Inc.'s market cap?

United Community Banks, Inc. (UCB) has a market capitalization of $4B.

What is UCB's P/E ratio?

UCB trades at a price-to-earnings ratio of 11.9, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is UCB's price-to-book (P/B) ratio?

UCB trades at 1.09 times book value per share.

Are insiders buying UCB stock?

SEC Form 4 filings show no open-market insider buys at United Community Banks, Inc. in the last 90 days (1 sell).

Same arena

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FULT

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FBP

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.