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United Bancorp, Inc. (UBCP)

United Bancorp, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

United Bancorp, Inc. (UBCP) is a Banks - Regional company based in US with a market capitalization of $89.1M. Revenue grew 8.0% year-over-year and free cash flow was negative at -$1.8M. This page tracks UBCP's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 115 employees · IPO Mar 2, 1993

Valuation

Valuation & price

$15.51 · as of May 17, 2026 · -8.8% vs 52w high

11.6

P/E ratio

Latest-FY diluted EPS

1.26

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$16.56$14.65$12.75Jul 25Dec 25Jul 26Jul 7, 25$14.81Jul 9, 25$14.50Jul 11, 25$14.20Jul 15, 25$14.01Jul 17, 25$14.05Jul 21, 25$14.13Jul 23, 25$14.21Jul 25, 25$14.41Jul 29, 25$14.20Jul 31, 25$14.06Aug 4, 25$14.13Aug 6, 25$14.22Aug 11, 25$14.05Aug 13, 25$14.20Aug 15, 25$14.20Aug 19, 25$14.25Aug 21, 25$14.30Aug 25, 25$14.48Aug 27, 25$14.25Aug 29, 25$14.51Sep 3, 25$14.80Sep 5, 25$14.65Sep 9, 25$14.99Sep 11, 25$14.41Sep 16, 25$14.27Sep 18, 25$13.57Sep 22, 25$13.73Sep 24, 25$13.80Sep 26, 25$13.88Sep 30, 25$13.98Oct 2, 25$13.87Oct 6, 25$13.97Oct 8, 25$13.25Oct 10, 25$13.26Oct 14, 25$13.09Oct 16, 25$13.30Oct 21, 25$12.84Oct 23, 25$12.90Oct 27, 25$13.06Oct 29, 25$13.05Oct 31, 25$13.08Nov 4, 25$12.75Nov 6, 25$12.90Nov 10, 25$12.81Nov 12, 25$13.00Nov 14, 25$13.05Nov 18, 25$12.96Nov 20, 25$12.82Nov 25, 25$13.37Nov 28, 25$13.39Dec 2, 25$13.40Dec 4, 25$13.47Dec 8, 25$13.51Dec 10, 25$13.66Dec 12, 25$13.86Dec 16, 25$13.77Dec 18, 25$13.99Dec 22, 25$14.34Dec 24, 25$14.79Dec 29, 25$14.62Jan 2, 26$14.34Jan 6, 26$14.27Jan 8, 26$14.49Jan 12, 26$14.12Jan 14, 26$13.58Jan 16, 26$13.74Jan 21, 26$13.59Jan 23, 26$13.91Jan 27, 26$14.00Jan 29, 26$14.14Feb 2, 26$14.00Feb 4, 26$14.25Feb 9, 26$14.25Feb 11, 26$14.18Feb 13, 26$14.81Feb 18, 26$14.54Feb 20, 26$14.58Feb 24, 26$14.60Feb 26, 26$15.20Mar 2, 26$15.04Mar 4, 26$15.21Mar 6, 26$15.24Mar 10, 26$15.50Mar 12, 26$15.11Mar 17, 26$15.11Mar 19, 26$15.16Mar 23, 26$16.56Mar 25, 26$16.48Mar 27, 26$16.50Mar 31, 26$15.21Apr 2, 26$16.00Apr 7, 26$15.36Apr 9, 26$15.45Apr 13, 26$15.89Apr 15, 26$16.29Apr 17, 26$15.76Apr 22, 26$16.14Apr 24, 26$16.24Apr 28, 26$16.31Apr 30, 26$16.39May 4, 26$15.98May 6, 26$16.00May 8, 26$16.00May 12, 26$15.51May 14, 26$15.25May 18, 26$14.25May 20, 26$14.40May 22, 26$14.57May 28, 26$15.98Jun 1, 26$15.88Jun 3, 26$15.90Jun 5, 26$15.90Jun 9, 26$16.34Jun 11, 26$15.80Jun 15, 26$15.14Jun 17, 26$15.82Jun 22, 26$16.00Jun 24, 26$16.00Jun 26, 26$16.35Jul 2, 26$16.28
$12.5552-week range$17.01
Loading valuation history…

Fundamentals

Key fundamentals

$89.1M

Market cap

8.0%

Revenue growth (YoY)

67.4%

Gross margin

-$1.8M

Free cash flow (USD)

-$30.1M

Net debt

Net cash position

-0.9%

Share dilution

3/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$20.3MFY 2017$21.1MFY 2018$25.0MFY 2019$30.9MFY 2020$34.5MFY 2021$30.4MFY 2022$31.7MFY 2023$40.9MFY 2024$44.0MFY 2025$47.5M
$20.3M$47.5M

Free cash flow by year

2016 → 2025

FY 2016$1.9MFY 2017$3.8MFY 2018$5.0MFY 2019$7.3MFY 2020$6.9MFY 2021$7.4MFY 2022$8.0MFY 2023$8.4MFY 2024$-1.2MFY 2025$-1.8M
$1.9M-$1.8M

Gross margin by year

2021 → 2025

FY 202195.6%FY 202292.7%FY 202374.2%FY 202465.8%FY 202567.4%
95.6%67.4%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

8

Insider buys · 90 days

0

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 14, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • Insider buyInsider Buy $18KSchunn Bethany E · Director · $17.5KMay 28, 2026Filing
  • Insider buyInsider Buy $53KGlessner Gary W · Director · $52.7KMay 28, 2026Filing
  • Insider buyInsider Buy $33KEVERSON SCOTT A · Chairman Pres and CEO · $33KMay 28, 2026Filing
  • Insider buyInsider Buy $6KBranstetter Matthew Fredrick · Chief Operating Officer · $5.7KMay 28, 2026Filing
  • Insider buyInsider Buy $14KHOOPINGARNER JOHN M · Director · $13.9KMay 28, 2026Filing
  • Insider buyInsider Buy $23KClark Jonathan CHASE · Director · $22.6KMay 28, 2026Filing
  • Insider buyInsider Buy $9KBall Erin S · Director · $9.4KMay 28, 2026Filing
  • Insider buyInsider Buy $15KGREENWOOD RANDALL M · SR VP CFO and Treasurer · $15.4KMay 28, 2026Filing
  • Quarterly report10-Q FiledMay 14, 2026Filing
  • 8-K eventEarnings ReleaseMay 7, 2026Filing

Questions

Frequently asked questions

What is United Bancorp, Inc.'s market cap?

United Bancorp, Inc. (UBCP) has a market capitalization of $89.1M.

What is UBCP's P/E ratio?

UBCP trades at a price-to-earnings ratio of 11.6, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is UBCP's price-to-book (P/B) ratio?

UBCP trades at 1.26 times book value per share.

Are insiders buying UBCP stock?

Yes — SEC Form 4 filings show 8 open-market insider buys and 0 sells at United Bancorp, Inc. in the last 90 days.

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

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News

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Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.