NBT Bancorp Inc. (NBTB)

NBT Bancorp Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

NBT Bancorp Inc. (NBTB) is a Banks - Regional company based in US with a market capitalization of $2.4B. Revenue grew 10.4% year-over-year and the company generated $218.9M in free cash flow. This page tracks NBTB's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 2.08K employees · IPO Mar 17, 1992

Valuation

Valuation & price

$44.09 · as of May 17, 2026 · -12.3% vs 52w high

13.3

P/E ratio

Latest-FY diluted EPS

1.27

P/B ratio

Market cap ÷ book equity

Dividend yield

Price — last 12 months

$50.08$44.67$39.27Jul 25Dec 25Jul 26Jul 7, 25$43.30Jul 9, 25$43.83Jul 11, 25$43.74Jul 15, 25$42.53Jul 17, 25$43.77Jul 21, 25$42.94Jul 23, 25$42.43Jul 25, 25$41.38Jul 29, 25$43.03Jul 31, 25$41.38Aug 4, 25$40.99Aug 6, 25$40.85Aug 11, 25$40.94Aug 13, 25$43.44Aug 15, 25$42.13Aug 19, 25$42.24Aug 21, 25$42.52Aug 25, 25$44.40Aug 27, 25$45.07Aug 29, 25$44.27Sep 3, 25$43.88Sep 5, 25$44.04Sep 9, 25$43.16Sep 11, 25$43.64Sep 16, 25$42.27Sep 18, 25$44.19Sep 22, 25$42.83Sep 24, 25$42.78Sep 26, 25$42.54Sep 30, 25$41.76Oct 2, 25$41.21Oct 6, 25$41.74Oct 8, 25$41.16Oct 10, 25$39.27Oct 14, 25$42.18Oct 16, 25$39.61Oct 21, 25$40.76Oct 23, 25$40.33Oct 27, 25$40.74Oct 29, 25$39.91Oct 31, 25$40.47Nov 4, 25$40.73Nov 6, 25$40.85Nov 10, 25$41.51Nov 12, 25$41.39Nov 14, 25$40.93Nov 18, 25$39.77Nov 20, 25$39.96Nov 25, 25$42.35Nov 28, 25$41.46Dec 2, 25$41.54Dec 4, 25$41.82Dec 8, 25$42.28Dec 10, 25$43.79Dec 12, 25$44.03Dec 16, 25$43.98Dec 18, 25$44.46Dec 22, 25$43.11Dec 24, 25$42.71Dec 29, 25$42.30Jan 2, 26$41.59Jan 6, 26$42.86Jan 8, 26$43.28Jan 12, 26$42.53Jan 14, 26$42.71Jan 16, 26$43.59Jan 21, 26$45.19Jan 23, 26$43.65Jan 27, 26$43.42Jan 29, 26$44.11Feb 2, 26$45.41Feb 4, 26$46.06Feb 9, 26$46.29Feb 11, 26$45.33Feb 13, 26$45.82Feb 18, 26$44.98Feb 20, 26$45.63Feb 24, 26$43.93Feb 26, 26$44.45Mar 2, 26$42.78Mar 4, 26$43.01Mar 6, 26$41.63Mar 10, 26$41.53Mar 12, 26$41.25Mar 17, 26$41.31Mar 19, 26$40.97Mar 23, 26$41.99Mar 25, 26$42.47Mar 27, 26$41.86Mar 31, 26$42.58Apr 2, 26$43.15Apr 7, 26$43.99Apr 9, 26$45.79Apr 13, 26$45.40Apr 15, 26$44.89Apr 17, 26$45.65Apr 22, 26$44.72Apr 24, 26$43.25Apr 28, 26$44.57Apr 30, 26$43.69May 4, 26$44.07May 6, 26$45.20May 8, 26$45.59May 12, 26$44.98May 14, 26$44.38May 18, 26$44.80May 20, 26$45.57May 22, 26$45.93May 28, 26$46.25Jun 1, 26$45.51Jun 3, 26$44.79Jun 5, 26$46.41Jun 9, 26$47.21Jun 11, 26$47.67Jun 15, 26$47.41Jun 17, 26$46.35Jun 22, 26$47.29Jun 24, 26$48.72Jun 26, 26$49.59Jul 2, 26$50.08
$39.2752-week range$50.25
Loading valuation history…

Fundamentals

Key fundamentals

$2.4B

Market cap

10.4%

Revenue growth (YoY)

72.1%

Gross margin

$218.9M

Free cash flow (USD)

$142.3M

Net debt

-0.1%

Share dilution

4/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

20162025

FY 2016$399.2MFY 2017$425.1MFY 2018$464.8MFY 2019$507.4MFY 2020$491.3MFY 2021$494.8MFY 2022$537.0MFY 2023$662.3MFY 2024$786.0MFY 2025$867.4M
$399.2M$867.4M

Free cash flow by year

20162025

FY 2016$106.2MFY 2017$130.2MFY 2018$140.4MFY 2019$146.8MFY 2020$137.1MFY 2021$151.4MFY 2022$176.2MFY 2023$148.2MFY 2024$176.8MFY 2025$218.9M
$106.2M$218.9M

Gross margin by year

20212025

FY 202197.9%FY 202292.7%FY 202374.4%FY 202470.6%FY 202572.1%
97.9%72.1%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

0

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 8, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventAnnual Meeting ResultsMay 19, 2026Filing
  • 8-K eventAnnual Meeting PresentationMay 18, 2026Filing
  • Quarterly report10-Q FiledMay 8, 2026Filing
  • 8-K eventInvestor PresentationMay 4, 2026Filing
  • 8-K eventEarnings ReleaseApr 23, 2026Filing

Questions

Frequently asked questions

What is NBT Bancorp Inc.'s market cap?

NBT Bancorp Inc. (NBTB) has a market capitalization of $2.4B.

What is NBTB's P/E ratio?

NBTB trades at a price-to-earnings ratio of 13.3, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is NBTB's price-to-book (P/B) ratio?

NBTB trades at 1.27 times book value per share.

Are insiders buying NBTB stock?

SEC Form 4 filings show no open-market insider buys at NBT Bancorp Inc. in the last 90 days (0 sells).

Same arena

Related companies in Banks - Regional

Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.