Mechanics Bank (MCHB)

Mechanics Bank at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Mechanics Bank (MCHB) is a Banks - Regional company based in US with a market capitalization of $3.2B. Revenue grew 74.8% year-over-year and the company generated $187.1M in free cash flow. This page tracks MCHB's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 1.8K employees · IPO May 1, 2007

Valuation

Valuation & price

$14.40 · as of May 17, 2026 · -12.0% vs 52w high

11.9

P/E ratio

Latest-FY diluted EPS

1.13

P/B ratio

Market cap ÷ book equity

Dividend yield

Price — last 12 months

$16.16$14.53$12.89Jul 25Dec 25Jul 26Jul 7, 25$13.36Jul 9, 25$13.41Jul 11, 25$13.15Jul 15, 25$13.08Jul 17, 25$13.07Jul 21, 25$13.22Jul 23, 25$13.60Jul 25, 25$13.25Jul 29, 25$13.25Jul 31, 25$13.08Aug 4, 25$13.05Aug 6, 25$12.98Aug 11, 25$12.91Aug 13, 25$13.26Aug 15, 25$12.89Aug 19, 25$13.66Aug 21, 25$13.76Aug 25, 25$14.00Aug 27, 25$13.97Aug 29, 25$13.87Sep 3, 25$13.54Sep 5, 25$13.05Sep 9, 25$12.90Sep 11, 25$13.90Sep 16, 25$13.07Sep 18, 25$13.74Sep 22, 25$13.29Sep 24, 25$13.45Sep 26, 25$13.91Sep 30, 25$13.31Oct 2, 25$12.95Oct 6, 25$13.02Oct 8, 25$13.32Oct 10, 25$13.54Oct 14, 25$14.19Oct 16, 25$13.07Oct 21, 25$13.59Oct 23, 25$13.53Oct 27, 25$13.71Oct 29, 25$13.44Oct 31, 25$13.39Nov 4, 25$13.12Nov 6, 25$13.18Nov 10, 25$13.43Nov 12, 25$13.17Nov 14, 25$13.46Nov 18, 25$13.33Nov 20, 25$13.27Nov 25, 25$14.80Nov 28, 25$15.54Dec 2, 25$14.85Dec 4, 25$15.16Dec 8, 25$14.51Dec 10, 25$15.21Dec 12, 25$14.74Dec 16, 25$14.20Dec 18, 25$14.33Dec 22, 25$14.23Dec 24, 25$14.17Dec 29, 25$14.45Jan 2, 26$14.73Jan 6, 26$14.81Jan 8, 26$14.91Jan 12, 26$14.43Jan 14, 26$14.46Jan 16, 26$14.59Jan 21, 26$14.95Jan 23, 26$14.70Jan 27, 26$14.85Jan 29, 26$15.17Feb 2, 26$15.69Feb 4, 26$15.41Feb 9, 26$15.66Feb 11, 26$15.38Feb 13, 26$15.37Feb 18, 26$15.19Feb 20, 26$15.44Feb 24, 26$14.67Feb 26, 26$15.02Mar 2, 26$14.85Mar 4, 26$15.29Mar 6, 26$14.80Mar 10, 26$14.28Mar 12, 26$14.16Mar 17, 26$14.31Mar 19, 26$14.25Mar 23, 26$14.47Mar 25, 26$14.67Mar 27, 26$14.37Mar 31, 26$14.75Apr 2, 26$14.93Apr 7, 26$14.86Apr 9, 26$15.43Apr 13, 26$14.90Apr 15, 26$15.06Apr 17, 26$15.51Apr 22, 26$15.30Apr 24, 26$15.39Apr 28, 26$15.60Apr 30, 26$14.77May 4, 26$14.42May 6, 26$14.83May 8, 26$14.83May 12, 26$14.49May 14, 26$14.60May 18, 26$14.69May 20, 26$14.81May 22, 26$14.15May 28, 26$14.51Jun 1, 26$14.40Jun 3, 26$14.27Jun 5, 26$14.99Jun 9, 26$15.05Jun 11, 26$15.17Jun 15, 26$15.05Jun 17, 26$14.65Jun 22, 26$14.89Jun 24, 26$15.67Jun 26, 26$15.98Jul 2, 26$16.16
$12.6352-week range$16.36
Loading valuation history…

Fundamentals

Key fundamentals

$3.2B

Market cap

74.8%

Revenue growth (YoY)

76.2%

Gross margin

$187.1M

Free cash flow (USD)

-$800.7M

Net debt

Net cash position

-1.0%

Share dilution

3/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

20162025

FY 2016$578.2MFY 2017$550.4MFY 2018$301.9MFY 2019$352.1MFY 2020$401.4MFY 2021$364.3MFY 2022$703.8MFY 2023$779.4MFY 2024$589.6MFY 2025$1.0B
$578.2M$1B

Free cash flow by year

20162025

FY 2016$-279.5MFY 2017$-202.8MFY 2018$276.3MFY 2019$256.6MFY 2020$-28.8MFY 2021$170.1MFY 2022$230.5MFY 2023$9.9MFY 2024$285.9MFY 2025$187.1M
-$279.5M$187.1M

Gross margin by year

20212025

FY 202199.4%FY 202293.4%FY 202379.9%FY 202463.5%FY 202576.2%
99.4%76.2%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

1

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 8, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • Insider sellInsider Sell $30Downer Edward Michael · Director · $30.3Jun 17, 2026Filing
  • 8-K eventAnnual Meeting ResultsJun 1, 2026Filing
  • 8-K eventDividend DeclaredMay 13, 2026Filing
  • Quarterly report10-Q FiledMay 8, 2026Filing
  • 8-K eventBusiness Line SaleMay 5, 2026Filing
  • 8-K eventEarnings ReleaseApr 30, 2026Filing

Questions

Frequently asked questions

What is Mechanics Bank's market cap?

Mechanics Bank (MCHB) has a market capitalization of $3.2B.

What is MCHB's P/E ratio?

MCHB trades at a price-to-earnings ratio of 11.9, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is MCHB's price-to-book (P/B) ratio?

MCHB trades at 1.13 times book value per share.

Are insiders buying MCHB stock?

SEC Form 4 filings show no open-market insider buys at Mechanics Bank in the last 90 days (1 sell).

Same arena

Related companies in Banks - Regional

Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.