LM Funding America, Inc. (LMFA)

LM Funding America, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

LM Funding America, Inc. (LMFA) is a Financial - Credit Services company based in US with a market capitalization of $4.7M. Revenue declined 20.1% year-over-year and free cash flow was negative at -$16.2M. This page tracks LMFA's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 9 employees · IPO Dec 17, 2015

Valuation

Valuation & price

$0.23 · as of May 17, 2026 · -95.3% vs 52w high

P/E ratio

Latest-FY diluted EPS

0.15

P/B ratio

Market cap ÷ book equity

Dividend yield

Price — last 12 months

$4.74$2.44$0.15Jul 25Dec 25Jul 26Jul 7, 25$2.35Jul 9, 25$2.25Jul 11, 25$2.66Jul 15, 25$2.08Jul 17, 25$2.22Jul 21, 25$4.74Jul 23, 25$3.94Jul 25, 25$2.91Jul 29, 25$2.03Jul 31, 25$2.12Aug 4, 25$2.05Aug 6, 25$2.03Aug 11, 25$2.30Aug 13, 25$2.38Aug 15, 25$2.44Aug 19, 25$1.41Aug 21, 25$1.33Aug 25, 25$1.34Aug 27, 25$1.27Aug 29, 25$1.25Sep 3, 25$1.10Sep 5, 25$1.09Sep 9, 25$1.12Sep 11, 25$1.21Sep 16, 25$1.25Sep 18, 25$1.30Sep 22, 25$1.17Sep 24, 25$1.22Sep 26, 25$1.13Sep 30, 25$1.14Oct 2, 25$1.27Oct 6, 25$1.41Oct 8, 25$1.34Oct 10, 25$1.18Oct 14, 25$1.27Oct 16, 25$1.12Oct 21, 25$1.08Oct 23, 25$1.11Oct 27, 25$1.12Oct 29, 25$1.00Oct 31, 25$1.07Nov 4, 25$0.95Nov 6, 25$1.06Nov 10, 25$1.16Nov 12, 25$1.10Nov 14, 25$0.95Nov 18, 25$0.90Nov 20, 25$0.81Nov 25, 25$0.88Nov 28, 25$0.99Dec 2, 25$0.91Dec 4, 25$0.95Dec 8, 25$0.89Dec 10, 25$0.86Dec 12, 25$0.78Dec 16, 25$0.72Dec 18, 25$0.70Dec 22, 25$0.53Dec 24, 25$0.51Dec 29, 25$0.45Jan 2, 26$0.48Jan 6, 26$0.54Jan 8, 26$0.47Jan 12, 26$0.47Jan 14, 26$0.47Jan 16, 26$0.44Jan 21, 26$0.43Jan 23, 26$0.43Jan 27, 26$0.42Jan 29, 26$0.40Feb 2, 26$0.36Feb 4, 26$0.32Feb 9, 26$0.33Feb 11, 26$0.30Feb 13, 26$0.33Feb 18, 26$0.39Feb 20, 26$0.34Feb 24, 26$0.32Feb 26, 26$0.38Mar 2, 26$0.40Mar 4, 26$0.43Mar 6, 26$0.37Mar 10, 26$0.41Mar 12, 26$0.39Mar 17, 26$0.33Mar 19, 26$0.32Mar 23, 26$0.34Mar 25, 26$0.32Mar 27, 26$0.29Mar 31, 26$0.25Apr 2, 26$0.23Apr 7, 26$0.25Apr 9, 26$0.26Apr 13, 26$0.28Apr 15, 26$0.30Apr 17, 26$0.29Apr 22, 26$0.26Apr 24, 26$0.25Apr 28, 26$0.24Apr 30, 26$0.24May 4, 26$0.24May 6, 26$0.25May 8, 26$0.23May 12, 26$0.24May 14, 26$0.26May 18, 26$0.23May 20, 26$0.22May 22, 26$0.25May 28, 26$0.25Jun 1, 26$0.29Jun 3, 26$0.24Jun 5, 26$0.22Jun 9, 26$0.22Jun 11, 26$0.21Jun 15, 26$0.21Jun 17, 26$0.20Jun 22, 26$0.20Jun 24, 26$0.15Jun 26, 26$0.15Jul 2, 26$0.15
$0.1552-week range$4.93
Loading valuation history…

Fundamentals

Key fundamentals

$4.7M

Market cap

-20.1%

Revenue growth (YoY)

-146.1%

Gross margin

-$16.2M

Free cash flow (USD)

$19.2M

Net debt

209.8%

Share dilution

1/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

20162025

FY 2016$4.6MFY 2017$4.2MFY 2018$3.4MFY 2019$2.4MFY 2020$1.3MFY 2021$14.0MFY 2022$6.4MFY 2023$6.2MFY 2024$11.0MFY 2025$8.8M
$4.6M$8.8M

Free cash flow by year

20162025

FY 2016$-3.6MFY 2017$-1.8MFY 2018$-758.3KFY 2019$-1.2MFY 2020$-3.5MFY 2021$-14.7MFY 2022$-24.8MFY 2023$-5.0MFY 2024$-13.7MFY 2025$-16.2M
-$3.6M-$16.2M

Gross margin by year

20212025

FY 2021101.5%FY 202223.1%FY 2023100.0%FY 202436.4%FY 2025-146.1%
101.5%-146.1%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

0

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 15, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventBusiness ExpansionJun 23, 2026Filing
  • 8-K eventAnnual Meeting ResultsJun 18, 2026Filing
  • 8-K eventDebt RefinancingMay 27, 2026Filing
  • 8-K eventEarnings ReleaseMay 15, 2026Filing
  • Quarterly report10-Q FiledMay 15, 2026Filing
  • 8-K eventBitcoin Production UpdateMay 11, 2026Filing
  • 8-K eventBitcoin Production UpdateApr 13, 2026Filing
  • 8-K eventDebt RefinancingApr 9, 2026Filing
  • Annual report10-K FiledMar 31, 2026Filing

Questions

Frequently asked questions

What is LM Funding America, Inc.'s market cap?

LM Funding America, Inc. (LMFA) has a market capitalization of $4.7M.

What is LMFA's P/E ratio?

A meaningful P/E ratio is not available for LMFA — the company's latest fiscal-year earnings per share is zero, negative, or not yet cached.

What is LMFA's price-to-book (P/B) ratio?

LMFA trades at 0.15 times book value per share.

Are insiders buying LMFA stock?

SEC Form 4 filings show no open-market insider buys at LM Funding America, Inc. in the last 90 days (0 sells).

Same arena

Related companies in Financial - Credit Services

Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

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News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.