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Franklin Financial Services Corporation (FRAF)

Franklin Financial Services Corporation at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Franklin Financial Services Corporation (FRAF) is a Banks - Regional company based in US with a market capitalization of $266.3M. Revenue grew 17.3% year-over-year and the company generated $24.6M in free cash flow. This page tracks FRAF's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 306 employees · IPO Apr 6, 1994

Valuation

Valuation & price

$54.41 · as of May 17, 2026 · -15.0% vs 52w high

11.5

P/E ratio

Latest-FY diluted EPS

1.52

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$63.62$50.27$36.92Jul 25Dec 25Jul 26Jul 7, 25$36.92Jul 9, 25$37.88Jul 11, 25$38.62Jul 15, 25$38.39Jul 17, 25$39.12Jul 21, 25$40.34Jul 23, 25$42.93Jul 25, 25$42.58Jul 29, 25$41.26Jul 31, 25$40.20Aug 4, 25$39.00Aug 6, 25$38.92Aug 11, 25$40.04Aug 13, 25$43.05Aug 15, 25$42.40Aug 19, 25$42.60Aug 21, 25$42.51Aug 25, 25$45.12Aug 27, 25$46.55Aug 29, 25$46.70Sep 3, 25$46.45Sep 5, 25$47.25Sep 9, 25$47.50Sep 11, 25$47.61Sep 16, 25$47.44Sep 18, 25$48.77Sep 22, 25$48.83Sep 24, 25$48.41Sep 26, 25$47.87Sep 30, 25$46.00Oct 2, 25$45.03Oct 6, 25$45.43Oct 8, 25$45.58Oct 10, 25$44.61Oct 14, 25$45.60Oct 16, 25$43.72Oct 21, 25$44.55Oct 23, 25$45.75Oct 27, 25$46.51Oct 29, 25$45.73Oct 31, 25$45.30Nov 4, 25$45.60Nov 6, 25$46.24Nov 10, 25$47.15Nov 12, 25$48.81Nov 14, 25$48.80Nov 18, 25$47.99Nov 20, 25$48.98Nov 25, 25$53.05Nov 28, 25$53.51Dec 2, 25$52.43Dec 4, 25$53.98Dec 8, 25$53.35Dec 10, 25$54.09Dec 12, 25$55.32Dec 16, 25$55.97Dec 18, 25$56.52Dec 22, 25$53.63Dec 24, 25$51.64Dec 29, 25$50.20Jan 2, 26$48.93Jan 6, 26$49.24Jan 8, 26$53.31Jan 12, 26$50.39Jan 14, 26$51.41Jan 16, 26$53.15Jan 21, 26$52.26Jan 23, 26$47.81Jan 27, 26$48.36Jan 29, 26$50.69Feb 2, 26$51.59Feb 4, 26$48.27Feb 9, 26$48.36Feb 11, 26$48.54Feb 13, 26$49.12Feb 18, 26$50.66Feb 20, 26$51.58Feb 24, 26$51.79Feb 26, 26$51.79Mar 2, 26$52.96Mar 4, 26$52.41Mar 6, 26$50.07Mar 10, 26$49.87Mar 12, 26$49.38Mar 17, 26$48.89Mar 19, 26$49.08Mar 23, 26$50.15Mar 25, 26$50.14Mar 27, 26$50.27Mar 31, 26$51.08Apr 2, 26$51.67Apr 7, 26$54.11Apr 9, 26$56.95Apr 13, 26$57.30Apr 15, 26$56.57Apr 17, 26$58.47Apr 22, 26$56.37Apr 24, 26$56.03Apr 28, 26$58.81Apr 30, 26$56.35May 4, 26$56.12May 6, 26$57.22May 8, 26$58.50May 12, 26$56.10May 14, 26$56.34May 18, 26$55.38May 20, 26$56.91May 22, 26$58.29May 28, 26$58.48Jun 1, 26$57.02Jun 3, 26$55.98Jun 5, 26$58.73Jun 9, 26$61.13Jun 11, 26$59.98Jun 15, 26$59.69Jun 17, 26$60.22Jun 22, 26$62.04Jun 24, 26$61.92Jun 26, 26$63.21Jul 2, 26$63.62
$36.9252-week range$64.00
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Fundamentals

Key fundamentals

$266.3M

Market cap

17.3%

Revenue growth (YoY)

64.3%

Gross margin

$24.6M

Free cash flow (USD)

-$15.1M

Net debt

Net cash position

1.8%

Share dilution

2/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$47.7MFY 2017$51.1MFY 2018$56.5MFY 2019$63.0MFY 2020$59.9MFY 2021$64.0MFY 2022$70.3MFY 2023$90.4MFY 2024$113.8MFY 2025$133.5M
$47.7M$133.5M

Free cash flow by year

2016 → 2025

FY 2016$14.3MFY 2017$15.1MFY 2018$8.1MFY 2019$17.3MFY 2020$6.0MFY 2021$17.5MFY 2022$13.0MFY 2023$26.1MFY 2024$19.2MFY 2025$24.6M
$14.3M$24.6M

Gross margin by year

2021 → 2025

FY 202198.8%FY 202292.2%FY 202371.4%FY 202459.7%FY 202564.3%
98.8%64.3%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

2

Insider buys · 90 days

1

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 11, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • Insider sellInsider Sell $81KButz Steven D · EVP, CCSO · $80.8KJun 1, 2026Filing
  • Insider buyInsider Buy $1KDuffey Gregory A · Director · $1KJun 1, 2026Filing
  • Quarterly report10-Q FiledMay 11, 2026Filing
  • 8-K eventEarnings ReleaseMay 4, 2026Filing
  • 8-K eventEarnings ReleaseMay 1, 2026Filing
  • Insider buyInsider Buy $996Duffey Gregory A · Director · $996.3Apr 30, 2026Filing
  • 8-K eventAnnual Meeting ResultsApr 29, 2026Filing
  • 8-K eventEarnings ReleaseApr 23, 2026Filing
  • 8-K eventExecutive PromotionApr 23, 2026Filing
  • 8-K eventDividend DeclaredApr 13, 2026Filing

Questions

Frequently asked questions

What is Franklin Financial Services Corporation's market cap?

Franklin Financial Services Corporation (FRAF) has a market capitalization of $266.3M.

What is FRAF's P/E ratio?

FRAF trades at a price-to-earnings ratio of 11.5, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is FRAF's price-to-book (P/B) ratio?

FRAF trades at 1.52 times book value per share.

Are insiders buying FRAF stock?

Yes — SEC Form 4 filings show 2 open-market insider buys and 1 sell at Franklin Financial Services Corporation in the last 90 days.

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Timeline

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News

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Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.