SecSonar.com

Farmers & Merchants Bancorp, Inc. (FMAO)

Farmers & Merchants Bancorp, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Farmers & Merchants Bancorp, Inc. (FMAO) is a Banks - Regional company based in US with a market capitalization of $384.5M. Revenue grew 7.1% year-over-year and the company generated $34.6M in free cash flow. This page tracks FMAO's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 482 employees · IPO Jan 30, 2006

Valuation

Valuation & price

$26.44 · as of May 17, 2026 · -15.9% vs 52w high

10.8

P/E ratio

Latest-FY diluted EPS

1.04

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$31.07$27.04$23.01Jul 25Dec 25Jul 26Jul 7, 25$26.21Jul 9, 25$26.41Jul 11, 25$25.78Jul 15, 25$25.26Jul 17, 25$25.94Jul 21, 25$26.64Jul 23, 25$26.77Jul 25, 25$25.77Jul 29, 25$26.16Jul 31, 25$24.01Aug 4, 25$24.64Aug 6, 25$24.10Aug 11, 25$24.59Aug 13, 25$26.05Aug 15, 25$24.51Aug 19, 25$25.11Aug 21, 25$24.65Aug 25, 25$26.30Aug 27, 25$26.72Aug 29, 25$26.46Sep 3, 25$25.97Sep 5, 25$26.18Sep 9, 25$25.73Sep 11, 25$26.50Sep 16, 25$25.40Sep 18, 25$26.52Sep 22, 25$25.82Sep 24, 25$25.80Sep 26, 25$26.29Sep 30, 25$25.01Oct 2, 25$24.56Oct 6, 25$25.34Oct 8, 25$25.18Oct 10, 25$23.34Oct 14, 25$24.78Oct 16, 25$23.12Oct 21, 25$24.48Oct 23, 25$24.20Oct 27, 25$23.96Oct 29, 25$23.01Oct 31, 25$23.90Nov 4, 25$24.03Nov 6, 25$24.25Nov 10, 25$24.30Nov 12, 25$24.63Nov 14, 25$24.73Nov 18, 25$23.51Nov 20, 25$23.34Nov 25, 25$25.19Nov 28, 25$24.50Dec 2, 25$24.39Dec 4, 25$25.43Dec 8, 25$24.70Dec 10, 25$26.78Dec 12, 25$27.56Dec 16, 25$27.38Dec 18, 25$27.70Dec 22, 25$26.61Dec 24, 25$25.90Dec 29, 25$24.98Jan 2, 26$24.33Jan 6, 26$24.39Jan 8, 26$25.16Jan 12, 26$25.06Jan 14, 26$25.29Jan 16, 26$25.30Jan 21, 26$26.77Jan 23, 26$25.66Jan 27, 26$26.27Jan 29, 26$26.20Feb 2, 26$27.69Feb 4, 26$28.36Feb 9, 26$27.95Feb 11, 26$27.75Feb 13, 26$29.57Feb 18, 26$27.80Feb 20, 26$27.82Feb 24, 26$26.38Feb 26, 26$27.46Mar 2, 26$26.90Mar 4, 26$26.06Mar 6, 26$25.33Mar 10, 26$25.57Mar 12, 26$24.80Mar 17, 26$24.59Mar 19, 26$25.00Mar 23, 26$25.16Mar 25, 26$25.10Mar 27, 26$25.14Mar 31, 26$25.67Apr 2, 26$25.88Apr 7, 26$26.12Apr 9, 26$27.28Apr 13, 26$26.84Apr 15, 26$26.80Apr 17, 26$27.37Apr 22, 26$26.75Apr 24, 26$26.64Apr 28, 26$27.67Apr 30, 26$26.78May 4, 26$26.45May 6, 26$27.17May 8, 26$27.85May 12, 26$26.95May 14, 26$26.73May 18, 26$27.23May 20, 26$27.56May 22, 26$27.54May 28, 26$27.81Jun 1, 26$27.40Jun 3, 26$27.14Jun 5, 26$28.09Jun 9, 26$28.54Jun 11, 26$28.36Jun 15, 26$28.39Jun 17, 26$28.55Jun 22, 26$28.66Jun 24, 26$29.53Jun 26, 26$30.47Jul 2, 26$31.07
$23.0152-week range$31.45
Loading valuation history…

Fundamentals

Key fundamentals

$384.5M

Market cap

7.1%

Revenue growth (YoY)

62.3%

Gross margin

$34.6M

Free cash flow (USD)

-$9.4M

Net debt

Net cash position

0.3%

Share dilution

3/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$47.8MFY 2017$50.8MFY 2018$55.9MFY 2019$78.3MFY 2020$85.3MFY 2021$92.2MFY 2022$113.7MFY 2023$152.0MFY 2024$176.6MFY 2025$189.1M
$47.8M$189.1M

Free cash flow by year

2016 → 2025

FY 2016$10.0MFY 2017$15.8MFY 2018$8.1MFY 2019$20.4MFY 2020$24.2MFY 2021$32.8MFY 2022$38.1MFY 2023$11.2MFY 2024$30.6MFY 2025$34.6M
$10M$34.6M

Gross margin by year

2021 → 2025

FY 202188.3%FY 202283.3%FY 202360.4%FY 202455.9%FY 202562.3%
88.3%62.3%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

17

Insider sells · 90 days

Earnings

Last report: 10-Q filed Apr 29, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • Insider sellInsider Sell $273KBriggs Andrew J · Director · $273.4KJul 1, 2026Filing
  • Insider sellInsider Sell $179KBriggs Andrew J · Director · $178.8KJun 26, 2026Filing
  • Insider sellInsider Sell $346KBriggs Andrew J · Director · $345.8KJun 24, 2026Filing
  • Insider sellInsider Sell $86KBriggs Andrew J · Director · $86.3KJun 18, 2026Filing
  • Insider sellInsider Sell $257KBriggs Andrew J · Director · $257.5KJun 17, 2026Filing
  • Insider sellInsider Sell $23KGerken David R · Executive Vice President · $23.2KJun 15, 2026Filing
  • Insider sellInsider Sell $171KBriggs Andrew J · Director · $170.8KJun 12, 2026Filing
  • Insider sellInsider Sell $255KBriggs Andrew J · Director · $254.8KJun 10, 2026Filing
  • Insider sellInsider Sell $83KBriggs Andrew J · Director · $83.4KJun 5, 2026Filing
  • Insider sellInsider Sell $82KBriggs Andrew J · Director · $82.1KJun 4, 2026Filing

Questions

Frequently asked questions

What is Farmers & Merchants Bancorp, Inc.'s market cap?

Farmers & Merchants Bancorp, Inc. (FMAO) has a market capitalization of $384.5M.

What is FMAO's P/E ratio?

FMAO trades at a price-to-earnings ratio of 10.8, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is FMAO's price-to-book (P/B) ratio?

FMAO trades at 1.04 times book value per share.

Are insiders buying FMAO stock?

SEC Form 4 filings show no open-market insider buys at Farmers & Merchants Bancorp, Inc. in the last 90 days (17 sells).

Same arena

Related companies in Banks - Regional

AVBC

Avidia Bancorp, Inc.

$381.9M

CZNC

Citizens & Northern Corporation

$377.2M

PBFS

Pioneer Bancorp, Inc.

$375.9M

FRBA

First Bank

$394.6M

PLBC

Plumas Bancorp

$368.5M

NEWT

NewtekOne, Inc.

$401.7M

Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.