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Citizens Community Bancorp, Inc. (CZWI)

Citizens Community Bancorp, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Citizens Community Bancorp, Inc. (CZWI) is a Banks - Regional company based in US with a market capitalization of $196.5M. Revenue declined 9.4% year-over-year and the company generated $10.4M in free cash flow. This page tracks CZWI's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 207 employees · IPO Mar 30, 2004

Valuation

Valuation & price

$20.58 · as of May 17, 2026 · -14.1% vs 52w high

13.9

P/E ratio

Latest-FY diluted EPS

1.05

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$23.62$19.18$14.74Jul 25Dec 25Jul 26Jul 7, 25$15.49Jul 9, 25$15.28Jul 11, 25$15.06Jul 15, 25$14.84Jul 17, 25$15.01Jul 21, 25$14.98Jul 23, 25$15.13Jul 25, 25$14.77Jul 29, 25$14.79Jul 31, 25$14.74Aug 4, 25$14.98Aug 6, 25$15.17Aug 11, 25$15.10Aug 13, 25$15.97Aug 15, 25$15.68Aug 19, 25$15.81Aug 21, 25$15.86Aug 25, 25$16.28Aug 27, 25$16.36Aug 29, 25$16.53Sep 3, 25$16.31Sep 5, 25$16.49Sep 9, 25$16.33Sep 11, 25$16.62Sep 16, 25$16.14Sep 18, 25$16.69Sep 22, 25$16.48Sep 24, 25$16.36Sep 26, 25$16.38Sep 30, 25$16.07Oct 2, 25$15.75Oct 6, 25$15.99Oct 8, 25$15.90Oct 10, 25$15.61Oct 14, 25$16.06Oct 16, 25$15.11Oct 21, 25$15.51Oct 23, 25$15.69Oct 27, 25$15.89Oct 29, 25$15.70Oct 31, 25$15.65Nov 4, 25$16.14Nov 6, 25$16.20Nov 10, 25$16.28Nov 12, 25$16.51Nov 14, 25$16.80Nov 18, 25$16.37Nov 20, 25$16.58Nov 25, 25$17.20Nov 28, 25$17.25Dec 2, 25$17.33Dec 4, 25$17.85Dec 8, 25$17.79Dec 10, 25$18.05Dec 12, 25$18.34Dec 16, 25$18.45Dec 18, 25$18.47Dec 22, 25$18.21Dec 24, 25$18.02Dec 29, 25$18.08Jan 2, 26$17.43Jan 6, 26$17.69Jan 8, 26$18.32Jan 12, 26$18.07Jan 14, 26$18.15Jan 16, 26$18.45Jan 21, 26$18.60Jan 23, 26$18.20Jan 27, 26$18.05Jan 29, 26$18.01Feb 2, 26$18.53Feb 4, 26$18.93Feb 9, 26$19.01Feb 11, 26$18.75Feb 13, 26$18.89Feb 18, 26$18.38Feb 20, 26$18.41Feb 24, 26$17.90Feb 26, 26$18.17Mar 2, 26$17.80Mar 4, 26$18.12Mar 6, 26$17.70Mar 10, 26$18.31Mar 12, 26$18.01Mar 17, 26$18.64Mar 19, 26$18.71Mar 23, 26$19.41Mar 25, 26$19.49Mar 27, 26$19.29Mar 31, 26$19.80Apr 2, 26$20.11Apr 7, 26$20.48Apr 9, 26$20.77Apr 13, 26$20.53Apr 15, 26$20.40Apr 17, 26$20.55Apr 22, 26$20.53Apr 24, 26$20.63Apr 28, 26$21.22Apr 30, 26$20.75May 4, 26$20.86May 6, 26$21.04May 8, 26$21.40May 12, 26$21.00May 14, 26$20.93May 18, 26$20.51May 20, 26$20.54May 22, 26$20.41May 28, 26$20.63Jun 1, 26$20.00Jun 3, 26$20.51Jun 5, 26$20.75Jun 9, 26$20.39Jun 11, 26$20.66Jun 15, 26$20.87Jun 17, 26$21.25Jun 22, 26$22.13Jun 24, 26$22.17Jun 26, 26$23.54Jul 2, 26$23.62
$14.7452-week range$23.95
Loading valuation history…

Fundamentals

Key fundamentals

$196.5M

Market cap

-9.4%

Revenue growth (YoY)

54.7%

Gross margin

$10.4M

Free cash flow (USD)

-$135.8M

Net debt

Net cash position

-4.8%

Share dilution

2/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$29.0MFY 2017$32.3MFY 2018$2.7MFY 2019$73.2MFY 2020$82.7MFY 2021$80.1MFY 2022$80.2MFY 2023$94.4MFY 2024$99.4MFY 2025$90.1M
$29M$90.1M

Free cash flow by year

2016 → 2025

FY 2016$4.7MFY 2017$1.3MFY 2018$7.9MFY 2019$6.1MFY 2020$21.2MFY 2021$17.8MFY 2022$25.7MFY 2023$11.8MFY 2024$19.3MFY 2025$10.4M
$4.7M$10.4M

Gross margin by year

2021 → 2025

FY 202187.0%FY 202281.9%FY 202362.5%FY 202459.8%FY 202554.7%
87.0%54.7%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

5

Insider buys · 90 days

2

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 6, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventAnnual Meeting ResultsJun 17, 2026Filing
  • Insider buyInsider Buy $10KFELBER FRANCIS E · Director · $10.3KMay 18, 2026Filing
  • Insider sellInsider Sell $41KMOLL JAMES D · Director · $41.2KMay 18, 2026Filing
  • Insider sellInsider Sell $63KMOLL JAMES D · Director · $63KMay 15, 2026Filing
  • Insider buyInsider Buy $16KSKARVAN KATHLEEN · Director · $15.9KMay 11, 2026Filing
  • Quarterly report10-Q FiledMay 6, 2026Filing
  • Insider buyInsider Buy $21KFELBER FRANCIS E · Director · $20.6KMay 5, 2026Filing
  • Insider buyInsider Buy $21KOlson Timothy L · Director · $20.9KMay 5, 2026Filing
  • Insider buyInsider Buy $23KConner Michael R · Director · $23KMay 4, 2026Filing
  • 8-K eventEarnings ReleaseApr 27, 2026Filing

Questions

Frequently asked questions

What is Citizens Community Bancorp, Inc.'s market cap?

Citizens Community Bancorp, Inc. (CZWI) has a market capitalization of $196.5M.

What is CZWI's P/E ratio?

CZWI trades at a price-to-earnings ratio of 13.9, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is CZWI's price-to-book (P/B) ratio?

CZWI trades at 1.05 times book value per share.

Are insiders buying CZWI stock?

Yes — SEC Form 4 filings show 5 open-market insider buys and 2 sells at Citizens Community Bancorp, Inc. in the last 90 days.

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

Search the actual 10-K / 10-Q text with AI research angles

News

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Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.