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Bread Financial Holdings, Inc. (BFH)

Bread Financial Holdings, Inc. at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Bread Financial Holdings, Inc. (BFH) is a Financial - Credit Services company based in US with a market capitalization of $3.6B. Revenue declined 2.1% year-over-year and the company generated $2.1B in free cash flow. This page tracks BFH's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 6K employees · IPO Jun 15, 2001

Valuation

Valuation & price

$86.76 · as of May 17, 2026 · -20.2% vs 52w high

7.7

P/E ratio

Latest-FY diluted EPS

1.09

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$106$80.17$54.08Jul 25Dec 25Jul 26Jul 7, 25$59.59Jul 9, 25$61.27Jul 11, 25$61.24Jul 15, 25$60.08Jul 17, 25$62.30Jul 21, 25$61.08Jul 23, 25$64.20Jul 25, 25$63.27Jul 29, 25$62.78Jul 31, 25$61.30Aug 4, 25$59.42Aug 6, 25$58.69Aug 11, 25$58.36Aug 13, 25$61.07Aug 15, 25$59.70Aug 19, 25$59.87Aug 21, 25$59.57Aug 25, 25$62.85Aug 27, 25$65.36Aug 29, 25$66.19Sep 3, 25$65.87Sep 5, 25$66.23Sep 9, 25$64.22Sep 11, 25$63.93Sep 16, 25$62.99Sep 18, 25$64.06Sep 22, 25$62.63Sep 24, 25$60.71Sep 26, 25$59.59Sep 30, 25$55.77Oct 2, 25$55.14Oct 6, 25$54.77Oct 8, 25$55.02Oct 10, 25$54.08Oct 14, 25$59.24Oct 16, 25$57.61Oct 21, 25$60.93Oct 23, 25$65.46Oct 27, 25$66.26Oct 29, 25$62.21Oct 31, 25$62.65Nov 4, 25$62.58Nov 6, 25$63.86Nov 10, 25$63.76Nov 12, 25$63.96Nov 14, 25$61.93Nov 18, 25$60.54Nov 20, 25$61.67Nov 25, 25$66.77Nov 28, 25$67.73Dec 2, 25$69.38Dec 4, 25$72.00Dec 8, 25$72.42Dec 10, 25$73.83Dec 12, 25$74.59Dec 16, 25$75.81Dec 18, 25$77.64Dec 22, 25$77.75Dec 24, 25$76.68Dec 29, 25$75.18Jan 2, 26$75.30Jan 6, 26$80.26Jan 8, 26$81.25Jan 12, 26$71.78Jan 14, 26$69.00Jan 16, 26$73.73Jan 21, 26$70.49Jan 23, 26$68.78Jan 27, 26$69.45Jan 29, 26$73.03Feb 2, 26$73.05Feb 4, 26$76.50Feb 9, 26$77.90Feb 11, 26$76.03Feb 13, 26$72.37Feb 18, 26$74.43Feb 20, 26$75.73Feb 24, 26$71.56Feb 26, 26$79.27Mar 2, 26$71.99Mar 4, 26$75.10Mar 6, 26$72.21Mar 10, 26$72.59Mar 12, 26$71.66Mar 17, 26$71.94Mar 19, 26$73.54Mar 23, 26$74.73Mar 25, 26$75.11Mar 27, 26$72.13Mar 31, 26$74.89Apr 2, 26$73.02Apr 7, 26$74.33Apr 9, 26$79.75Apr 13, 26$80.19Apr 15, 26$83.15Apr 17, 26$90.58Apr 22, 26$92.44Apr 24, 26$86.16Apr 28, 26$86.32Apr 30, 26$84.78May 4, 26$83.56May 6, 26$88.30May 8, 26$87.34May 12, 26$84.63May 14, 26$86.83May 18, 26$85.93May 20, 26$87.69May 22, 26$86.60May 28, 26$88.46Jun 1, 26$89.39Jun 3, 26$88.36Jun 5, 26$91.11Jun 9, 26$94.22Jun 11, 26$101.63Jun 15, 26$102.50Jun 17, 26$101.43Jun 22, 26$103.68Jun 24, 26$104.91Jun 26, 26$106.27Jul 2, 26$102.21
$54.0852-week range$108.73
Loading valuation history…

Fundamentals

Key fundamentals

$3.6B

Market cap

-2.1%

Revenue growth (YoY)

63.3%

Gross margin

$2.1B

Free cash flow (USD)

$618M

Net debt

-9.5%

Share dilution

4/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$7.1BFY 2017$5.5BFY 2018$5.7BFY 2019$3.3BFY 2020$3.3BFY 2021$3.3BFY 2022$4.4BFY 2023$5.2BFY 2024$4.8BFY 2025$4.7B
$7.1B$4.7B

Free cash flow by year

2016 → 2025

FY 2016$1.9BFY 2017$2.4BFY 2018$2.6BFY 2019$1.1BFY 2020$1.8BFY 2021$1.5BFY 2022$1.8BFY 2023$2.0BFY 2024$1.9BFY 2025$2.1B
$1.9B$2.1B

Gross margin by year

2021 → 2025

FY 202163.1%FY 202252.0%FY 202359.3%FY 202450.9%FY 202563.3%
63.1%63.3%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

1

Insider buys · 90 days

2

Insider sells · 90 days

Earnings

Last report: 10-Q filed Apr 28, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventPerformance UpdateJun 10, 2026Filing
  • Insider sellInsider Sell $1.3M · 10b5-1 PlanAndretta Ralph J · Director, President and CEO · $1.3MJun 1, 2026Filing
  • Insider buyInsider Buy $60KFawcett John J. · Director · $60.3KMay 22, 2026Filing
  • 8-K eventAnnual Meeting ResultsMay 22, 2026Filing
  • 8-K eventPerformance UpdateMay 15, 2026Filing
  • 8-K eventDeposit AgreementMay 12, 2026Filing
  • 8-K eventPublic Offering AnnouncedMay 6, 2026Filing
  • 8-K eventPublic Offering AnnouncedMay 5, 2026Filing
  • Quarterly report10-Q FiledApr 28, 2026Filing
  • Insider sellInsider Sell $875KBALLOU ROGER H · Director · $874.9KApr 27, 2026Filing

Questions

Frequently asked questions

What is Bread Financial Holdings, Inc.'s market cap?

Bread Financial Holdings, Inc. (BFH) has a market capitalization of $3.6B.

What is BFH's P/E ratio?

BFH trades at a price-to-earnings ratio of 7.7, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is BFH's price-to-book (P/B) ratio?

BFH trades at 1.09 times book value per share.

Are insiders buying BFH stock?

Yes — SEC Form 4 filings show 1 open-market insider buy and 2 sells at Bread Financial Holdings, Inc. in the last 90 days.

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

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News

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Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.