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Southern California Bancorp (BCAL)

Southern California Bancorp at a glance — key fundamentals, SEC filings, insider buying and selling, and earnings dates.

Southern California Bancorp (BCAL) is a Banks - Regional company based in US with a market capitalization of $610.3M. Revenue grew 26.2% year-over-year and the company generated $56.9M in free cash flow. This page tracks BCAL's SEC filings, insider buying and selling, earnings dates, and key fundamentals in one place.

US · 290 employees · IPO Nov 10, 2005

Valuation

Valuation & price

$18.60 · as of May 17, 2026 · -10.7% vs 52w high

9.7

P/E ratio

Latest-FY diluted EPS

1.06

P/B ratio

Market cap ÷ book equity

—

Dividend yield

Price — last 12 months

$20.83$17.91$14.99Jul 25Dec 25Jun 26Jul 7, 25$16.43Jul 9, 25$16.33Jul 11, 25$16.20Jul 15, 25$16.25Jul 17, 25$16.40Jul 21, 25$16.37Jul 23, 25$16.60Jul 25, 25$16.04Jul 29, 25$15.30Jul 31, 25$14.99Aug 4, 25$14.99Aug 6, 25$15.25Aug 8, 25$15.22Aug 12, 25$16.08Aug 14, 25$16.10Aug 18, 25$16.00Aug 20, 25$16.29Aug 22, 25$16.86Aug 26, 25$16.82Aug 28, 25$16.79Sep 3, 25$16.79Sep 5, 25$17.10Sep 9, 25$17.23Sep 11, 25$17.29Sep 15, 25$17.18Sep 17, 25$17.22Sep 19, 25$17.43Sep 23, 25$17.23Sep 25, 25$17.04Sep 29, 25$16.71Oct 1, 25$16.54Oct 3, 25$17.14Oct 7, 25$16.82Oct 9, 25$16.50Oct 13, 25$16.65Oct 15, 25$16.75Oct 17, 25$15.99Oct 21, 25$16.83Oct 23, 25$16.78Oct 27, 25$17.21Oct 30, 25$18.22Nov 3, 25$18.51Nov 5, 25$18.91Nov 7, 25$18.84Nov 11, 25$19.07Nov 13, 25$18.96Nov 17, 25$18.25Nov 19, 25$18.36Nov 21, 25$18.86Nov 25, 25$19.50Nov 28, 25$19.41Dec 2, 25$19.43Dec 4, 25$19.75Dec 8, 25$20.13Dec 10, 25$19.90Dec 12, 25$19.78Dec 16, 25$19.55Dec 18, 25$19.78Dec 22, 25$19.07Dec 24, 25$19.04Dec 29, 25$18.72Jan 2, 26$18.55Jan 6, 26$18.79Jan 8, 26$18.50Jan 12, 26$18.20Jan 14, 26$18.49Jan 16, 26$18.56Jan 21, 26$18.76Jan 23, 26$18.39Jan 27, 26$18.43Jan 29, 26$18.08Feb 2, 26$18.32Feb 4, 26$19.01Feb 6, 26$19.16Feb 10, 26$18.91Feb 12, 26$18.91Feb 17, 26$19.00Feb 19, 26$18.86Feb 23, 26$18.55Feb 25, 26$18.88Mar 2, 26$18.35Mar 4, 26$18.38Mar 6, 26$17.96Mar 10, 26$17.69Mar 12, 26$17.54Mar 16, 26$17.54Mar 18, 26$17.33Mar 20, 26$17.32Mar 24, 26$17.49Mar 26, 26$17.58Mar 30, 26$17.48Apr 1, 26$17.84Apr 6, 26$18.00Apr 8, 26$18.44Apr 10, 26$18.38Apr 14, 26$18.44Apr 16, 26$18.31Apr 20, 26$18.76Apr 22, 26$18.50Apr 24, 26$18.47Apr 28, 26$18.92May 1, 26$18.84May 5, 26$18.85May 7, 26$19.07May 11, 26$18.60May 13, 26$18.60May 15, 26$18.60May 19, 26$18.68May 21, 26$19.00May 26, 26$19.19May 28, 26$18.94Jun 1, 26$18.93Jun 3, 26$18.65Jun 5, 26$19.26Jun 9, 26$19.61Jun 11, 26$19.82Jun 15, 26$19.51Jun 17, 26$19.50Jun 22, 26$19.70Jun 26, 26$20.83
$14.6052-week range$20.83
Loading valuation history…

Fundamentals

Key fundamentals

$610.3M

Market cap

26.2%

Revenue growth (YoY)

79.4%

Gross margin

$56.9M

Free cash flow (USD)

-$215.2M

Net debt

Net cash position

35.0%

Share dilution

2/4

Graham criteria passed

Defensive-investor screen

Financial Services

Sector

Trajectory

Long-term trends

Revenue by year

2016 → 2025

FY 2016$18.2MFY 2017$21.5MFY 2018$31.3MFY 2019$39.7MFY 2020$54.2MFY 2021$71.6MFY 2022$98.0MFY 2023$126.9MFY 2024$184.6MFY 2025$233.0M
$18.2M$233M

Free cash flow by year

2016 → 2025

FY 2016$-350.6KFY 2017$3.0MFY 2018$6.8MFY 2019$7.2MFY 2020$10.6MFY 2021$17.9MFY 2022$12.3MFY 2023$32.8MFY 2024$49.7MFY 2025$56.9M
-$350.6K$56.9M

Gross margin by year

2021 → 2025

FY 202193.6%FY 202288.0%FY 202376.1%FY 202457.5%FY 202579.4%
93.6%79.4%

Value screen

Graham defensive-investor tests

Computing the scorecard — refreshing any stale inputs…

0

Insider buys · 90 days

2

Insider sells · 90 days

Earnings

Last report: 10-Q filed May 8, 2026

Next expected: not yet scheduled

On the tape

Recent SEC & insider activity

  • 8-K eventEquity Incentive Plan EstablishedMay 28, 2026Filing
  • Insider sellInsider Sell $325KHernandez Richard · President · $325KMay 12, 2026Filing
  • Insider sellInsider Sell $1.4MRainer David I · Director, Executive Chairman · $1.4MMay 8, 2026Filing
  • Quarterly report10-Q FiledMay 8, 2026Filing
  • 8-K eventLoan RepaymentMay 5, 2026Filing
  • 8-K eventEarnings ReleaseApr 28, 2026Filing

Questions

Frequently asked questions

What is Southern California Bancorp's market cap?

Southern California Bancorp (BCAL) has a market capitalization of $610.3M.

What is BCAL's P/E ratio?

BCAL trades at a price-to-earnings ratio of 9.7, based on its latest fiscal-year diluted earnings per share and the most recent cached price.

What is BCAL's price-to-book (P/B) ratio?

BCAL trades at 1.06 times book value per share.

Are insiders buying BCAL stock?

SEC Form 4 filings show no open-market insider buys at Southern California Bancorp in the last 90 days (2 sells).

Same arena

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Timeline

Every filing, insider trade & earnings on a price-anchored timeline

Filing Analyzer

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News

Latest press coverage in one feed

Data: SEC EDGAR filings and cached fundamental data; prices and ratios use the most recent cached quote and statements (may lag by up to a day). Educational and research purposes only. Not investment advice.